For the lifestyle you want, it’s everything you need.
An ANZ Personal loan is a fast and convenient way to achieve your lifestyle wants and needs.
With flexible repayments and competitive interest rates, ANZ Personal loan can help turn your dreams into a reality: home renovation, a well deserved holiday, your dream wedding or a graduate loan to assist with study expenses.
Why choose ANZ Personal loan
- Loan up to VND500,000,000
- Flexible loan tenors of up to 60 months
- Convenient payment through automatic debit
- Fast turnaround time for loan disbursement
- Competitive interest rate, easy application process
- No property pledge or company guarantee required.
Who are qualified for ANZ Personal loan
- Vietnamese living in HCMC, Binh Duong or Hanoi, age of 21 and above
- Minimum income from VND8mil via bank statement, OR Own an unsecured credit card from other banks.
Special interest up to 1.5% per month (applied on reducing balance) for the first 100 approved applications and 1.58% per month for the later applications from 08 April 2013 to 05 July 2013 and drawdown by 02 August 2013.
| Million (VND) | 12 months/ 24 months |
36 months/ 48 months |
60 months |
|---|---|---|---|
| <120 | 1.91% | 1.83% | 1.66% |
| >=120 | 1.75% | 1.66% | 1.50% |
Estimated Personal Loan monthly installment
Special interest applied to application from 08 April 2013 to 05 July 2013.
| Million (VND) | 12 months | 24 months | 36 months | 48 months | 60 months |
|---|---|---|---|---|---|
| 50 | 4,703,000 | 2,618,000 | 1,909,000 | 1,575,000 | 1,324,000 |
| 100 | 9,407,000 | 5,237,000 | 3,819,000 | 3,150,000 | 2,649,000 |
| 120 | 11,173,000 | 6,166,000 | 4,459,000 | 3,651,000 | 3,047,000 |
| 150 | 13,967,000 | 7,707,000 | 5,574,000 | 4,564,000 | 4,809,000 |
| 200 | 18,623,000 | 10,277,000 | 7,433,000 | 6,086,000 | 5,079,000 |
The calculation is estimated for illustrative purposes only, It does not constitute an actual approval of the loan amount or installment amount.
The estimated monthly installment is rounded up to thousand dong.
Contact us now
Call 1800 1559
Common questions about ANZ Personal loan
Q When and how will I know the status of my loan application?
A It normally takes about 3 or 4 days for loan amount to be available in your ANZ account (if approved) after Bank receive your completed application and required documents. There will be confirmation letter sent to you via email for all the loan details. If you have any inquiries, you may call the sales person.
Q If I want to get back all document I submitted to the Bank, how can I do it?
A All documents submitted to the Bank (copies only) are rightfully owned by ANZ and will not be returned but kept for records.
Q How can I get the money if approved? Will the Bank transfer money to my other Bank's account?
A The funds will be disbursed into the ANZ account and not to another account.
Q What are the re-payment channels?
A Monthly re-payment will be made through auto-debit from account at ANZ.
Q If my mailing address is changed after getting the loan, who should I contact with? What's the required document?
A If you change your mailing address, you should inform the sales person, or call the hotline number 1800 1559, or visit the branch for updating your postal address.
Q Can I cancel the loan after loan disbursement?
A Yes, you can request cancellation of the Loan by sending a written request to the Bank. Any amount prepaid or cancelled must be made in full plus any accrued interest or fees in Vietnamese Dong on the proposed prepayment date. An early repayment or cancellation fee shall be charged at the rate of 5.00% (applied for the first 3 years) or 2.00% (applied from the 4th year onwards) of the remaining amount or VND1,500,000 , whichever is higher.
Q Can I make partial repayment?
A No, any early repayment must be made in full and loan will be cancelled/closed.
Q Can I do early payment at any branch? Do I need to inform bank before coming?
A You can go to any branch or contact branches ROs/RMs to close the PL account before maturity. You will be advised the total payable amount and sign off the Discharge Form. You may call the sales person before coming to branch.
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