Access for your urgent needs easier than ever
Cash-secured short term loan helps you gain access to cash for your urgent needs while keeping your term deposit or certificate deposit untouched to maximize high interest.
And our special cross currency feature can enable you to borrow in VND without having to convert your foreign currency.
| Facility type | Short-term loan (Minimum tenor: One week / Maximum tenor: Six months1) |
|---|---|
| Loan Currency | VND |
| Loan security | Term Deposit (TD) / Structure Investment Product (SIP) / Dual Currency Investment (DCI) |
| Credit Limit |
95% of TD amount in VND 90% of TD amount in other foreign currency2 80% of SIP amount in VND 75% of SIP amount in other foreign currency, DCI amount or amount of TD related to DCI2 |
| Repayment | One-time (principal and interest) upon maturity |
| Interest Rate | competitive |
Need help?
Visit any ANZ branch (See list of branch office addresses)
Call ANZ Contact Center: 1800 1559 (24h/7days - free of charge)
Common questions
Q: Is there any fee to apply for the loan?
A: There is currently no fee when applying for this facility.
Q: Can I extend the loan?
A: Yes, the extension is for principal only (all due interest and expense, if any, must be paid before loan extension)3.
Q: Is there any fees to extend the loan?
A: Yes, It is. A fee of VND 500,000 will be applied.
* Fees and features and subject to change without notice.
Notes
1 Not exceeding the maturity date of the loan security (TD or SIP).
2 Equivalent to VND traded at spot rate at the time of loan.
3 Terms and conditions apply.
