Access for your urgent needs easier than ever
Cash-backed Short Term Loan helps you gain access to cash for your urgent needs while keeping your term deposit or certificate deposit untouched to maximize high interest.
And our special cross currency feature can enable you to borrow in VND without having to convert your foreign currency.
| Facility Type | Short-term Loan (Minimum tenor: One week / Maximum tenor: Six months1) |
|---|---|
| Loan Currency | VND |
| Loan security | Term Deposit (TD) / Certificate of Deposit (CD) |
| Credit Limit |
95% of TD amount in VND 90% TD or CD amount in USD2 85% of TD or CD amount in other foreign currency2 |
| Repayment | One-time (principal and interest) upon maturity |
| Interest Rate | competitive |
To find out more
- Come to our branch offices (See list of branch office addresses)
Call 18001559 ANZ Hotline 24/7 – Free of Charge
Common Questions about ANZ Cash Backed Short Term loan
Q. Is there any fee to apply for the loan?
A. There is currently no fee when applying for this facility.
Q. Can I extend the loan?
A. Yes, one time extension for minimum 1 week to 6 months but not exceeding TD/CD maturity. Extension is for principal only (all due interest and expense, if any, must be paid before loan extension).
Q. Is there any fees to extend the loan?
A. Yes, It is. A fee of VND 500,000 will be applied.
*Fees and features and subject to change without notice.
Notes:
1 Not exceeding the maturity date of the loan security.
2 Equivalent to VND traded at spot rate at the time of loan.