Interest only home investment loans - Borrowing

Interest only home investment loans

Invest and let your property work for you

For serious property investors, ANZ interest only home investment loans let you borrow funds to purchase properties and allows you to repay the interest only. While your property is making returns in rent, you can put this towards reducing the principal of the loan while you make interest only repayments. If you're serious about investing in property, we may have an ANZ interest only home investment loan that suits your needs.

With an ANZ Interest only home loan, you can:

Borrow up to 60% of the value of the property
Enjoy a low competitive interest rate
Maximum interest only term of three years

All applications for credit are subject to ANZ's credit policy. Terms and conditions available upon application. Fees and charges apply.

To find out more, contact the ANZ call centre or get answers to common questions.

Common questions about ANZ Interest only home investment loan

Q How much can I borrow?
A How much you can borrow is based on your individual circumstances (such as your income, financial commitments, current savings and credit history) and the capacity of your repayments based on principal and interest over 20 years. With an ANZ Interest only home investment loan, you may borrow up to 60% of the value of your property.

Q What documentation do I need?
A You will need to prove your level of income and employment details. Depending on your situation, you will need to show:

A letter confirming employment from your employer or copy of labour contract
Last two years financial statements or tax returns (if self-employed)
Business licences or patents (if self employed)
Evidence of other income
Bank statements
ID card, Family book (not applicable if you're an existing customer)
Red or Pink books
Registration certificate
Sale & Purchase agreement
Rental agreements & proof of ownership
Other information requested and required by ANZ to assess your application.

Q Are there any fees?
A Once your ANZ Interest only home investment loan application has been approved by ANZ, certain fees could be charged such as a Loan Approval Fee, Valuation Fee to inspect the property and a Notary Public Fee. Ask ANZ for details.