Home loans - Home Construction loans

Own your own home with the help of ANZ

ANZ home loans/ Home Construction and Renovation loans can help you achieve your dream sooner than what you think. Our flexible home loans help customers who are looking to purchase their own home or those seeking to upgrade the current family home. We offer competitive rates, varying loan terms to suit your needs.

Our professional mortgage specialists will support you throughout the process to provide you the best service.

Features at glance

• Attractive interest rate
• Loan terms up to 20 years
• Loan value up to 100% of the properties value*
• Transparent market valuation of your property (conducted by  professional property valuation company)
• Flexible interest periods (1-month, 3-months, 6-months) enabling you to manage better interest rate risk.

Fast and simple application process

• ANZ loan application form
• Identities (ID card /Passport, Household registration book, Marital Status Certificate)
• Evidence of income (personal and/or businesses)
• Security: Property ownership title (red/pink book or sales & purchase contract).

Contact us Now

• Visit your nearest ANZ branch and meet our ANZ Consumer Lending Manager (See list of our branch office addresses)

Call 1800 1559 to ask for ANZ Mobile Banking Managers to serve you anytime anywhere at your convenience

ANZ Contact Center: 1800 1559 (24h/7days – free of charge)

• Download the home loans/Home Construction and Renovation Loans and Home Equity loans Brochure (PDF 128kB)

Common questions about ANZ home loans

Q How much can I borrow?
A How much you can borrow is based on your individual circumstances (such as your income, financial commitments, current savings and credit history…). With ANZ, you can borrow up to 100% value of the purchased property. Ask ANZ for details.

Q What documentation do I need?
A You will need to provide documenations to prove your identity, income and security.

• Identification (ID card /Passport, Household registration book, Marital Status Certificate or Single Status Certificate)
• Evidence of income: personal and/or business income
• Security: Property ownership title (red/pink book or sales and purchase contract).

Q Are there any fees?
A Certain fees may be applicable such as a Loan Approval Valuation Fee to inspect the property (by a third party valuation company) or a Notary Public Fee. Ask ANZ for more details.

Notes: 
*Subject to mortgage option

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