Home investment loans - Borrowing

Home investment loans

Build your wealth with ANZ home investment loans

With more properties comes more wealth, and our flexible home investment loans help customers who are looking to purchase properties to build their wealth and create income streams. With competitive rates, varying loan terms and individual loan assessments, we may have a home investment loan that suits your needs to help you start building your property portfolio.

With an ANZ home investment loan, you can:

Borrow up to 70% of the value of the property
Enjoy a low competitive interest rate
Enjoy a term of up 20 years.

All applications for credit are subject to ANZ's credit policy. Terms and conditions available upon application. Fees and charges apply.

To find out more, contact the ANZ call centre or get answers to common questions.

Common questions about ANZ Home investment loans

Q How much can I borrow?
A How much you can borrow is based on your individual circumstances (such as your income, financial commitments, current savings and credit history). With an ANZ home investment loan, you can borrow up to 70% of the value of the property.

Q What documentation do I need?
A You will need to prove your level of income and employment details. Depending on your situation, you will need to show:

A letter confirming employment from your employer or copy of labour contract
Last two years financial statements or tax returns (if self-employed)
Business licences or patents (if self employed)
Evidence of other income
Bank statements
ID card, Family book (not applicable if you're an existing customer)
Red or Pink books
Registration certificate
Sale & Purchase agreement
Rental agreements & proof of ownership
Other information requested and required by ANZ to assess your application.

Q Are there any fees?
A Once your ANZ home investment loan has been approved by ANZ, certain fees could be charged such as a Loan Approval Valuation Fee to inspect the property and a Notary Public Fee. Ask ANZ for details.