Car loans - Borrowing

Car loans

Get moving quickly with an ANZ Car loan

At ANZ, we understand that the freedom to go places is important to you. That is why we have designed the ANZ Car loan to get you moving quickly and all at a competitive rate. With varying loan terms and efficient turnarounds, you'll be on your way in no time.

With an ANZ Car loan, you can:

Borrow up to 75% of the purchase price of the car
You will know the exact repayment amount every month
Your interest payment will decrease as your principal amount reduces
ANZ turnaround approval time will be within 48 hours upon receipt of all required documents to assess your application
The loan term may range from one (1) year to four (4) years depending on your requirements.

All applications for credit are subject to ANZ's credit policy. Terms and conditions available upon application. Fees and charges apply.

To find out more, contact the ANZ call centre or get answers to common questions.

Common questions about ANZ Car loan

Q What documentation do I need?
A You will need the car purchase contract (if you have already chosen the car), income evidence, and ID card/passport & Household Registration for individual and other information that ANZ may request in order to assess your application.

Q When are the funds available?
A Funds will be available for you to draw down when the following criteria are met:

Your application has been approved by ANZ;
You have accepted the terms of ANZ's offer for the credit facility; and
ANZ is satisfied that you have the car plate number.