Interest rates

The following information is current from 28 July 2017 and is subject to change.

Personal savings accounts

Base interest rate Bonus interest rate* Total interest rate
0.50% p.a. 3.00% p.a. 3.50% p.a.

 

* Bonus interest is earned when you make no withdrawals and deposit Vt 5,000 or more (not including credit interest) on or before the last business day of the month, and have a minimum balance of Vt 5,000.

Priority Cash Management Account

Amount Interest rate
Vt 0-249,999.99 0.50% p.a.
Vt 250,000-499,999.99 1.00% p.a.
Vt 500,000-749,999.99 2.00% p.a.
Vt 750,000+ 3.00% p.a.

Term Deposits

Term Interest rate
  Vt 100,000 -  499,999 Vt 500,000 – 4,999,999
1 month 0.00% p.a. 0.50% p.a.
2 months 0.00% p.a. 0.75% p.a.
3 months 0.00% p.a. 1.00% p.a.
6 months 0.25% p.a. 1.25% p.a.
12 months 0.50% p.a. 1.50% p.a.
1 year + 0.75% p.a. 1.75% p.a.

Term deposit interest rates are available for Retail Banking customers. For interest rates on term deposits in excess of Vt 5,000,000 or outside of the above terms, please contact us.

Home loans

ANZ lending criteria, terms, conditions and fees apply. You should seek confirmation of interest rates from ANZ before taking out any loan.

Type Interest rate*
Variable rate 10.50% p.a.
1 year fixed rate 8.99% p.a.
Residential investment property variable rate 13.00% p.a.
Residential investment property 1 year fixed rate 8.99% p.a.

 

* An additional margin may be applied after a credit risk assessment has been completed on a loan application.

Personal loans

ANZ lending criteria, terms, conditions and fees apply. You should seek confirmation of interest rates from ANZ before taking out any loan.

Type Interest rate*
Secured 16.90% p.a.
Unsecured 21.90% p.a.

 

* An additional margin may be applied after a credit risk assessment has been completed on a loan application. 
 

Ask at any ANZ branch for our Fees and Charges for all Vanuatu products and services.

All interest rates are on a per annum basis. All amounts are in Vanuatu Vatu.

© ANZ Bank (Vanuatu) Limited

The provision of products and services is subject to the laws and regulations of Vanuatu and ANZ's banking licence in Vanuatu.