ANZ Home Loan options - Buying a property in Australia or New Zealand

ANZ Home Loan options

ANZ has been independently awarded Australia’s Home Loan Lender of the Year¹ for our great rates and features for 10 years running. Take advantage of our extensive experience in the Australian and New Zealand property financing.

Dual currency loans

If you are purchasing a property as an investment or as your home, we can offer you competitive financing facilities. We can offer you information on opportunities and risks associated with offshore mortgages to help you choose the right solution that would best achieve your life goals.

Enjoy lower interest rates compared to domestic interest rates in Australia and New Zealand²
Option to have single currency or dual currency loan with loan currency available in AUD, NZD, SGD, HKD, USD, GBP, CAD, CHF, EUR or JPY to match the currency of your income³
Funding of up to 65% of the purchase price or ANZ's valuation (whichever is the lesser)
Term of up to 25 years⁴.

Australian home loans

You can borrow in Australian dollars at Australian interest rates, minimizing your exchange rate exposure
You have full access to all of the loan options available to borrowers in Australia including the ability to fix an interest rate for up to 10 years, making your monthly budgeting easier
You can borrow up to 90% of the value of your property
Loans can be taken out for up to 30 years⁴.

New Zealand home loans

You can borrow in New Zealand dollars at New Zealand interest rates, minimizing your exchange rate exposure
You have full access to all of the loan options available to borrowers in New Zealand including the ability to fix an interest rate for up to five years, giving you peace of mind regarding your repayment amounts
You can borrow up to 80% of the value of your property
Loans can be taken out for up to 30 years⁴.

If you have an enquiry or to make an appointment, contact us.

¹ CANNEX Money magazine's Home Loan Lender of the Year 2008, 2007, 2006, 2005. CANNEX Personal Investor magazine's Home Lender of the Year 2005, 2004, 2002, 2001, 2000, 1999.

² Applicable only to selected currencies and subject to change based on market conditions.

³ Single currency loan is available in AUD or NZD only; dual currency loan is subject to the loan currencies matching the currency of the primary source of income and the currency of the property’s domicile.

⁴ Subject to principal and interest reduction.

All applications for lending are subject to ANZ’s credit approval criteria. Fees, charges and terms and conditions apply.

Loans in foreign currencies may be subject to fluctuations which impact your principal outstanding in local currency terms, including the potential for capital losses. We recommend you seek independent, professional advice to take account of your personal needs and financial circumstances and whether the products are appropriate for you.