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| Access Account |
| Minimum opening balance |
$20.00 |
| Minimum maintaining balance |
$20.00 |
| Interest Rates |
| Balances: Less than $100.00 |
Nil |
| $100.00 to $1,999.00 |
0.25% |
| $2,000.00 to $4,999.00 |
0.25% |
| $5,000.00 to $49,999.00 |
0.25% |
| Bank Charges |
| Account keeping fee |
$4.00 per month |
| Dormant fee |
$8.34 per month |
| Replacement Card |
$30.00 |
| Interim Statement |
$2.00 |
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| Junior Access Account |
| Minimum opening balance |
$20.00 |
| Minimum maintaining balance |
$20.00 |
| Interest Rates |
| Balances: Less than $20.00 |
Nil |
| $20.00 to $1,999.00 |
0.25% |
| $2000.00 to $4,999.00
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0.25% |
| $5000.00 to $49,999.00 |
0.25% |
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| Cheque Account Non Bearing Interest |
| Minimum opening balance |
$100.00 |
| Minimum balance (if no OD arrangement) |
$20.00 |
| Bank Charges |
| Account Keeping Fee |
$12.00 per month |
| Transaction Fee |
$2.00 |
| Dormant Fee |
$8.34 per month |
| Cheque Account Bearing Interest |
| Minimum opening balance |
$100.00 |
| Minimum balance |
$20.00 |
| Bank Charges |
| Account Keeping Fee |
$12.00 per month |
| Transaction Fee |
$2.00 |
| Dormant Fee |
$8.34 per month |
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| Interest Bearing Term Deposit |
| 30 days to 89 days |
0.50% |
| 90 days to 179 days |
0.50% |
| 180 days to 364 days |
0.50% |
| 1 year to less than 2 years |
on application |
| Over 2 years to less than 3 years |
on application |
| 3 years |
on application |
| Bank Charges |
| Breakage fee (charged on premature withdrawal) |
$100.00 |
| General |
| Audit Certificate |
$120.00 |
| Bank Cheques |
$20.00 |
| Bank Warrant (special clearance) |
$60.00 |
| Certificate of account balance |
$30.00 |
| Duplicate deposit book |
$35.00 |
| Fax to customers (local only) |
$10.00 |
| Inward dishonor |
$30.00 |
| Outward dishonor |
$150.00 |
| Cheque dishonored for technical reasons |
$30.00 |
| Disk pay |
$2.00 per account |
| Production of vouchers |
$60.00 per hour |
| Internal standing order |
$5.00 per SO |
| External Standing orders |
$20.00 per SO |
| Return of paid cheques ($0.50 per cheque returned) |
$20.00 minimum |
| External transfer (one off) on request |
$30.00 |
| Internal transfer (one off) on request |
$5.00 |
| Safe Custody (safe keeping) |
$45.00 p.a. |
| Safe custody (access fee) |
$10.00 per request |
| Stop payment Fee |
$10.00 |
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| Base Line |
14.50% |
| Usual Margin |
Vary |
| Housing Loans - owner occupied |
10.50% |
| Personal Loans |
14.00% |
| Line Fees (Paid Monthly) |
1.00% |
| Loan Approval Fee (LAF) minimum $400 |
1.00% |
| Loan Admin charge (LAC) |
0.059% monthly |
| Insurance premiums paid on behalf of customers |
$100.00 |
| Valuation/Inspection Fee |
$200.00 |
| Search Fee |
$50.00 |
| Bank IG Fee |
3.00% |
| Committment Fee (minimum $200.00) |
5.00% |
| Security and Document Handling Fee |
$150.00 |
| Settlement Fee |
$200.00 |
| Overdraft |
| Rate |
14.00% |
| Calculated on the daily overdrawn balance and charged on the last business day of the month. |
| Fees and Charges |
| Line Fees (Charged Monthly) |
1.00% |
| Approval fee (once only) |
1.00% |
| Term Loan |
| Rate |
14.00% |
| Calculated on the daily balance and charged to the account on the last business day of the month |
| Fees and Charges |
| Approval Fee (of approved amount) |
1.00% |
| Administration fee |
0.59% per annum (.49% per month) |
| Bonds, Indemnities and Guarantees: |
| Half Year charge |
$35.00 |
| Visa credit card processing fee |
$200.00 per application |
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| Draft - Issued |
$50.00 |
| Stop payment plus AUD15 |
$10.00 |
| Outward Telegraphic Transfer |
$50.00 |
| Sale Travellers Cheques (minimum $10.00) |
1.00% |
| Sale Foreign Currency (minimum $10.00) |
1.50% |
| Drawings Inward |
| "Internal" |
$5.00 |
| "External" |
$20.00 |
| Cash Handling Fee (Issue of DFT & TT over SBD1,000) |
1.00% |
| Pay on Application and ID |
$20.00 |
| Shipping Guarantees - Issuance |
$100.00 |
| Minimum (No charge if under L/C ) |
$35.00 |
| Half Yearly |
$35.00 |
| Request for Inward Remittance |
$50.00 |
| Inward Collection (Import) |
0.45% |
| Minimum |
$65.00 |
| Maximum |
$1,200.00 |
| Outward Collection (Exports) |
| Documentary |
0.25% |
| Minimum |
$50.00 |
| Maximum |
$1,000.00 |
| Clean |
0.125% |
| Minimum |
$25.00 |
| Maximum |
$500.00 |
| Inward Document (Exports) |
| Negotiations |
0.25% |
| Minimum |
$200.00 |
| Maximum |
$2,500.00 |
| Assignment of Proceeds (each) |
$250.00 |
| Irregular Documents |
$100.00 |
| Outward Document (Imports) |
| Sight |
0.50% |
| Term |
1.20% |
| Minimum |
$200.00 |
| Maximum |
$1,500.00 |
| Amendments - Amount rates as above |
| other |
$100.00 |
| Bank Warrant |
$60.00 |
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Note:
All fees and charges were current at time of publication, but are subject to change without prior notice with the exception of personal loan fees and charges subject to 30 days notice. You should confirm current fees and changes with your local branch of ANZ, or call 677-21835 (during normal Banking hours) prior to initiating a transaction or using a service in reliance upon fees and charges outlined here.
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