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Low-risk, competitive returns

If you’re looking for a low-risk investment that offers a competitive rate of interest income, an ANZ Business Notice Term Deposit could be the perfect solution. It gives you a choice of investment terms to meet your unique needs, plus a safe place for your business to grow.

Benefits at a glance

Suitable for

Think about our Term Deposit if you want a regular income from cash investments from $5,000.

How to apply

Phone iconCall 1800 351 663

Contact iconContact your local Small Business Specialist

Enquire online iconEnquire online now

Product information

Minimum investment

Easy access
ANZ Internet Banking**, ANZ Internet Banking for Business**, ANZ Phone Banking**.

Interest rates
The interest rate your funds earn is fixed for the term of the investment.

Interest payment frequency
Interest can be paid monthly, quarterly, half-yearly, yearly or at maturity.

Fees and charges
An administration fee of $30 applies for early access to the term deposits.

Early Withdrawal Notice Period
An ANZ Business Notice Term Deposit has a 31 day notice period. This means that if you request an early withdrawal or transfer of all or part of the funds in an ANZ Business Notice Term Deposit, ANZ does not have to disburse the funds to you for 31 calendar days from the day after you request an early withdrawal. If the 31st day falls on a non-business day, your funds will be disbursed the next business day. If the maturity date is before the expiry of the 31-day notice period, your funds will be returned to you on the maturity date.

If you may have a need in the future to immediately withdraw or transfer the funds in an ANZ Business Notice Term Deposit, other deposit products may be more suitable for you.

Reinvestment at Maturity
If you have given us your consent to reinvest your principal (and interest) at the end of the investment term, at maturity we will reinvest the funds in your ANZ Business Notice Term Deposit in a new ANZ Business Notice Term Deposit of the same term and with the same frequency of interest payments. The interest rate applicable to your new ANZ Business Notice Term Deposit may be lower than the interest rate on your maturing ANZ Business Notice Term Deposit. If your circumstances change or this product is no longer suitable for you, please contact ANZ at or prior to maturity, or within your grace period to make alternative arrangements.

View ANZ Business Banking terms, conditions, fees and charges

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** Temporary service interruptions may occur. Technical requirements apply.

Any advice does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you.

ANZ recommends you read the Terms and Conditions and the Financial Services Guide (PDF 76kB) before acquiring the product.

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