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Business Select Lending Package - Products and services

Business Select Lending Package

Bundle your loans and save.

If you operate a business with borrowings of less than $100,000, we offer a great deal on finance when you bundle your banking needs, with optional extras to suit. Our Business Select Lending Package gets you started with a low-cost transaction bank account and a business finance product of your choice plus a choice of optional extras.

Key benefits:

Bundle your banking for one simple quarterly fee of $145 plus GST, payable in advance.#

ANZ Business Classic Account
No monthly account servicing fee, 200 free branch and cheque transactions every month* and unlimited free electronic transactions on selected services^.


Plus, add a choice of one of the following business finance facilities:

ANZ Business Overdraft
No loan approval fee and no quarterly credit facility fee.
ANZ Business Loan
No loan approval fee and no quarterly loan administration charge.
ANZ Mortgage Loan
No loan approval fee and no monthly loan administration charge.
ANZ Business Saver Loan
No loan approval fee and no monthly loan administration charge.
ANZ Indemnity Guarantee
No loan approval fee and no annual credit facility fee.

+ add a choice of one of the following business finance facilities

Second business finance facility
No loan approval fee on your second business finance facility (ANZ Business Overdraft, ANZ Business Loan, ANZ Business Mortgage Loan, ANZ Business Saver Loan or ANZ Indemnity Guarantee).
ANZ Business One Credit Card
No annual account fee and no annual additional card fee.
ANZ Merchant Services
ANZ will waive the usual establishment fee when you enter into a new merchant agreement for ANZ merchant facilities. Plus, for as long as you hold ANZ Business Select, you will pay no annual participation fee under your merchant agreement and ANZ will waive your terminal rental fee for 3 months.
Vehicle and Equipment Finance
a) A 0.20% p.a. interest rate discount on the standard annual interest rate (for the life of the contract) when you take out a new offer to hire, chattel mortgage or a finance lease of up to $100,000 with Esanda (for commercial purposes) for a new or used motor vehicle or a range of commercial transport assets; and
b) A 50% reduction in the applicable standard establishment fee when you take out a new offer to hire, Chattel Mortgage or Finance Lease for up to $100,000 with Esanda (for commercial purposes) for new or used equipment up to 5 years old (excluding motor vehicles and commercial transport assets as in (a)).
ANZ International Services
You will receive a 50% reduction in the telegraphic transfer fee when you use ANZ FX Pay, ANZ Voice Pay or ANZ FX Online. Plus, if you fulfil the annual transaction volume requirement determined by ANZ International Services for foreign exchange payments, you will have access to a foreign exchange dealer.
Commercial Insurance

A 10% discount on new and renewed commercial policies (excluding liability components) including:

  • 12 months Business Interruption Insurance cover for the price of six months in the first year
  • An extra $20 off the premium for glass breakage in the first year.
ANZ Financial Planning

No-obligation initial Business Health Check consultation from a specialist ANZ Financial Planner to specifically review:

  • Keyman/business owner protection requirements
  • Cost and tax-effective investment strategies at personal and business level
  • Mandatory employer sponsored superannuation obligations under choice of fund.

ANZ Mortgage Lending

ANZ will waive $200 off the Loan Approval Fee when we provide any of the following facilities to you:

  • ANZ Standard Variable Rate Home Loan
  • ANZ Fixed Rate Home Loan
  • ANZ Standard Variable Rate Residential Investment Loan
  • ANZ Fixed Rate Residential Investment Loan.

You will also enjoy interest rate discounts based on loan amount borrowed as follows:

  • 0.50% p.a. off Standard Variable Rate ANZ Home Loans and Residential Investment Loans with an individual value between $150,000 and $249,999 (as agreed with ANZ).
  • 0.60% p.a. off Standard Variable Rate ANZ Home Loans and Residential Investment Loans with an individual value or combined value between $250,000 and $699,999 (as agreed with ANZ) 
  • 0.70% p.a. off Standard Variable Rate ANZ Home Loans and Residential Investment Loans with an individual or combined value of $700,000 or more (as agreed with ANZ).

How to apply

Terms and conditions

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*Includes any deposit, withdrawal or transfer, cheques drawn by you and any cheque or manual merchant slip deposited to your account.
^Unlimited free electronic transactions available using ANZ Internet Banking, ANZ Phone Banking, ANZ ATMs, ANZ Business Visa Debit and EFTPOS. Additional fees and charges apply to certain services, such as non-ANZ operator fees, overseas ATM fees and international transactions.
#Other fees and charges may be payable. Please refer to the ANZ Business Select – Lending Package Terms and Conditions booklet.
**Residential property does not include property development or speculative residential construction.

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