Pricing Structure For ANZ Merchant Facilities

ANZ may calculate your fees based on the type of cards and transactions that you process through your merchant facility. Please refer to your most recent Merchant Agreement.

ANZ Merchant Service Fees Categories For Credit Card and Debit Card

ANZ Merchant Service Fees Category

If your customer is using a Visa or MasterCard, these are the pricing categories that may apply to you:

Table 1 – Credit Card Scenarios

Scenarios VISA Interchange Categories MasterCard Interchange Categories ANZ Merchant Service Fee Category
1. Your customer’s card comes from outside of Australia Cards from outside Australia Cards from outside Australia International
2. Your business is in one of the following industry categories
  • Charity
  • Government
  • Transit
  • Utilities
  • Service Station
  • Supermarket
  • Education
  • Insurance
  • Charity
  • Government
  • Utilities
  • Petroleum
  • Education

 

Visa and MasterCard Credit Standard
3. The individual transaction is processed as one of the following types
  • Recurring payment
  • Paypass =<$60
  • Recurring payment
  • Quick payment service
  • Secure Code
Visa and MasterCard Credit Standard
If the transactions do not fall under one of the above categories, then the below card types apply:
4. Your business processes the following card types
  • Classic
  • Low Rate
  • Gold
  • Classic
  • Low Rate
  • Gold
Visa and MasterCard Credit Standard
5. Your business processes the following card types
  • Platinum
  • Business
  • Corporate
  • Purchasing
  • Commercial Premium
  • Platinum
  • Commercial
Visa and MasterCard Credit Premium
6. Your business processes the following card types
  • Super Premium
  • Rewards
  • Signature
  • High Net Worth
  • Business Signature
  • Super Premium
  • Elite
  • Business and Corporate Executive
Visa and MasterCard Credit Premium Plus


Table 2 – Debit Card Scenarios

Scenarios VISA Interchange Categories MasterCard Interchange Categories ANZ Merchant Service Fee Category
1. Your business is in one of the following industry categories
  • Charity
  • Government
  • Transit
  • Utilities
  • Service Station
  • Supermarket
  • Education
  • Insurance
  • Charity
  • Government
  • Utilities
  • Petroleum
  • Education
Visa and MasterCard Debit Standard
2. The individual transaction is processed as one of the following types
  • Recurring payment
  • Paypass =<$60
  • Recurring payment
  • Micropayment <= 15
  • Quick payment service
  • Secure Code
Visa and MasterCard Debit Standard
If the transactions do not fall under one of the above categories, then the below card types apply:
3. Your business processes the following card types
  • Classic
  • Prepaid

 

  • Classic
  • Prepaid
Visa and MasterCard Debit Standard
4. Your business processes the following card types
  • Premium
  • Business
  • Corporate
  • Platinum
  • Commercial
Visa and MasterCard Debit Premium

Information in the tables that references Visa and MasterCard Interchange Categories are subject to change by the respective scheme.

For more information please visit Visa and MasterCard's websites.

Schemes Information

ANZ EFTPOS Debit Fee Categories (when customer selects 'SAV' or 'CHQ' on the terminal)

ANZ EFTPOS Debit Fee Category

 

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