ANZ Business Overdraft - Products and services

ANZ Business Overdraft

Cash on call

Make sure that extra money is there when you need it with our popular Business Overdraft. It offers you a revolving line of credit that you can access straight away, plus flexible repayment options to suit. So, whatever your short-term finance needs, it’s easy to take control of your cash flow.

Benefits at a glance

Secured or unsecured
No minimum or maximum term
No set repayments

Suitable for

Think about our Business Overdraft if you want to cover seasonal and working capital requirements for amounts above $2,000 as the minimum.

How to apply

Request a Free Callback or Call 1800 351 663

Contact a Small Business Specialist

Visit your nearest ANZ branch

Product information

Loan amount
Minimum $2,000.

Security
Can be unsecured or secured by various types of security, including residential**, commercial or rural property or business assets.

Term
No minimum or maximum term.

Interest type
Variable interest rate.

Repayment terms
No fixed or minimum monthly repayment arrangements.

Easy access
ANZ Internet Banking*, ANZ Internet Banking for Business*, ANZ Phone Banking*, ATMs#, ANZ branches, or cheque book (optional).

Fees and charges
Fees and charges are payable.

Terms and conditions

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* Temporary service interruptions may occur. Technical requirements apply.
# Non-ANZ ATM fees apply.
** Residential property does not include property development or speculative residential construction.
All applications for credit are subject to ANZ's normal credit approval criteria. Terms and conditions available on application. Fees and charges apply.

Any advice does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you.

ANZ recommends you read the Product Disclosure Statement and the Financial Services Guide (PDF 208kB) before acquiring the product.

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