ANZ Business Loan - Products and services

ANZ Business Loan

Choice and control

With a choice of repayment options, our Business Loan lets you handpick the solutions that suit your business best. Whether you want your finance secured or unsecured, at a fixed or variable rate of interest, for commercial or investment purposes, we can help.

Benefits at a glance

Secured or unsecured
Variable or fixed interest rate
Flexible repayment options

Suitable for

Think about our Business Loan if you want a capital boost with flexible repayment and interest rate options for loan amounts above $10,000.

How to apply

Call 1800 351 663

Contact a Small Business Specialist

Visit your nearest ANZ branch

Product information

Loan amount
Minimum $10,000.

Security
Unsecured or secured by various forms of security including residential*, commercial or rural property, business assets, or a combination of these.

Term
Up to 15 years (variable rate) or up to 10 years (fixed rate).

Interest types

Variable rate (up to 15 years)
Fixed rate, interest in arrears (up to 10 years)
Fixed rate, interest in advance (up to five years)

Repayment terms - Variable rate

Weekly
Fortnightly
Monthly
Quarterly
Half-yearly
Yearly
Seasonally

Repayment terms - Fixed rate

Monthly
Quarterly
Half-yearly
Yearly

Repayment options
Principal and interest or interest only (available up to a maximum term of five years) and a lump sum balloon payment up to 80% of loan amount at end of loan term.

Fees and charges
Fees and charges are payable.

Terms and conditions

Business banking solutions you might also like

ANZ Business Saver Loan - A no-frills, low cost business loan for more than $50,000.
ANZ Business Loan - A capital boost with flexible repayment and interest rate options for more than $10,000.
ANZ Indemnity Guarantee - A formal guarantee from ANZ to pay a financial obligation to a third party.
View all business finance

** Residential property does not include property development or speculative residential construction.
All applications for credit are subject to ANZ's normal credit approval criteria. Terms and conditions available on application. Fees and charges apply.

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