ANZ Business Visa Debit Cards

Take your business places with ANZ Business Black

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ANZ Business Black can take your business places with a host of premium features, including uncapped rewards, exclusive benefits for travel and tools to manage your business expenses.

Earn more uncapped Reward Points

Travel and entertainment benefits


Tools to help manage your business expenses

  • Control cardholder spending. Set a monthly spend cap for each cardholder to match your budget. You can choose to restrict cash access on some or all cards depending on your requirements.
  • Convenient ATM, ANZ internet and phone banking. Gain 24/7 access to your account over the internet and phone. Check your current balances and transaction details and make payments at a time that suits you.
  • Tap and pay with your mobile phone. Apple Pay®, Android Pay™and ANZ Mobile Pay let you use your compatible Apple® or Android™ device to tap and pay with an eligible ANZ card, so you can continue to get the same great benefits and security. Load your eligible ANZ card10 today for a fast and easy way to pay using your phone.
  • Widely accepted. Visa cards are accepted at tens of millions of locations around the world.
  • Simple monthly statements. You get one simple monthly statement that summarises all fees, charges and payments with transactions conveniently sorted by cardholder.
  • ANZ credit card security – ANZ FalconTM. ANZ Falcon security works around-the-clock to monitor your card for any suspicious transactions when you shop online, over the phone and overseas.
  • Unauthorised Transactions Insurance. Unauthorised Transactions Insurance protects your business against fraudulent misuse for up to $37,500 per cardholder, and $200,000 per annum for the total card facility6.
  • Cardholder Transit Accident Insurance. Cardholder Transit Accident Insurance pays up to $250,000 to the cardholder, their spouse and/or dependent children in the case of a covered accident occurring during a journey purchased with the card6.
  • Design My Card. Transform your cards into something special by uploading your logo or favourite business image8 with Design My Card.    
  • ANZ Online Statements. Enjoy easy access anywhere, anytime with ANZ Internet Banking for Business.
  • Data Feeds. Simplify your accounting processes with direct daily data feeds to many accounting software providers, including Xero™, MYOB®, Reckon One, Saasu, Sage, SISS or Intuit QuickBooks® Online.
Interest rate on purchases
Interest rate on cash advances
Minimum credit limit
$10,000
Annual account fee
$450
Annual additional cardholder fee
$150
Interest free days on purchases
up to 55 days

 

ANZ Commercial Card Terms and Conditions (PDF 348kB) and ANZ Commercial Cards Fees and Charges (PDF 84kB) apply

1. Reward Points and Bonus Reward Points accrue in accordance with the ANZ Business Rewards Program Terms and Conditions (PDF 235kB). Eligible purchases exclude interest, government charges, fees, balance transfers and cash and cash equivalent transactions. Eligible overseas purchases include eligible purchases in a currency other than Australian dollars or where the merchant or financial institution is located outside of Australia, but do not include taxation payments made overseas. Taxation payments include all payments to the Australian Taxation Office and other taxation bodies.

2. Points earners will earn 1.5 Rewards Points per dollar on eligible purchases made before 31 May 2017. This offer does not apply to overseas purchases or taxation payments. Eligible purchases made after 31 May 2017 will attract standard earn rates, which are set out in the ANZ Business Rewards Program Terms and Conditions (PDF 235kB).

3. You must be a member of the Qantas Frequent Flyer Program to redeem Reward Points for Qantas Points. Membership of the Qantas Frequent Flyer program is subject to the Rules and Terms and Conditions of the Qantas Frequent Flyer Program. A joining fee applies.

4. To earn and redeem Velocity Points you must be a Velocity member. Velocity membership and Points earn and redemption are subject to the Member Terms and Conditions, available at velocityfrequentflyer.com as amended from time to time.

5. Terms and Conditions apply to use of the ANZ Global Business Concierge. Visit ANZ Global Business Concierge Terms and Conditions (PDF 451kB)  to view the full terms. A 1.5% surcharge applies to bookings charged directly to the ANZ Global Business Concierge.

6. Unauthorised Transactions Insurance, Transit Accident Insurance and Overseas Travel and Medical Insurance are part of a group policy issued by QBE Insurance (Australia) Limited ABN 78 003 191 035 to ANZ. Access to the benefit of cover is provided to eligible cardholders by operation of s48 of the Insurance Contracts Act 1984 (Cth). Terms, conditions and exclusions apply which may be amended from time to time. Full terms for Unauthorised Transactions and Insurance are contained in the ANZ Commercial Cards Terms and Conditions (PDF 800kB)  and full terms for Overseas Travel and Medical Insurance are contained in the ANZ Business Black Overseas Travel and Medical Insurance Policy Information Booklet (PDF 213kB).

7. Interest free days do not apply if you do not pay your Closing Balance (which includes any outstanding balance transfers, cash advances, purchases and Promotional Plans) in full by the due date each month. 

8. Subject to Image Guidelines and Terms and Conditions.

9. Standard variable interest rate is 18.99% p.a. on purchases and 20.34% p.a. on cash advances as at Monday, 21 March 2016 and is subject to change.

10. Mobile payments available on compatible devices and eligible ANZ cards. View the full list at anz.com/mobilepayments.

™ANZ Falcon is a trade mark of Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522. Australian Credit Licence Number 234527.

Terms and conditions apply to the use of ANZ Apple Pay.

Apple, Apple Pay and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries.

Terms and conditions apply to the use of ANZ Mobile Pay (PDF 124kB).

Terms and conditions (PDF 216kB) apply to the use of Android Pay. Android, Android Pay and the Android Logo are trademarks of Google Inc.

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