One of the biggest decisions you will make in your life is buying your dream property or investing in a property. We understand that getting a mortgage loan is not an easy decision and that is why our mortgage specialists will spend time with you to understand your every priority to ensure you make the best of your mortgage loan.
ANZ Signature Priority Banking helps you achieve your financial goals with flexible financing solutions and personalised services when you decide to :
- buy your first residential and commercial property
- invest in residential and commercial property
- refinance your current loan.
Attractive property loans package for ANZ Signature Priority Banking clients
The ANZ Property Loan is the first of its kind in Singapore to offer customers an interest rate that is pegged to a combined average of the Singapore Interbank Offered Rate (SIBOR) and the Swap Offer Rate (SOR).
| Year | Rates |
|---|---|
| Year 1-3 | 3M SOR1/Combo2 + 0.88% |
| Thereafter | 3M SOR1/Combo2 + 1.20% |
Benefits of ANZ Property Loans
- Attractive interest rates
- Choice of fixed or floating rates packages
- Savings on Legal and Property Assessment Fees*
- Free private property valuation*
- Free fire insurance** for the first year (Covers building, contents, loss of rent or temporary accommodation, personal accident and liability).
Covers building, contents, loss of rent or temporary accommodation, personal accident and liability.
Speak to your Relationship Manager to find out more today. If you are not yet a Signature Priority Banking client, sign up now.
Enquire online or call our 24-hour customer service hotline at 1800 226 8899 or (65) 6226 8899 (if overseas) for details.
1 3M SOR refers 3 month Singapore Swap Offer Rate (SOR) obtained from the Association of Banks in Singapore (ABS) 11am fixing rate on the first business day of the month. In the event that the 3 month SOR falls below 0.10%, the Bank shall use 0.10% as the 3 month SOR in its computation of interest for the relevant period.
2 3M Combo refers to the average of 3 month Singapore Interbank Offered Rate (SIBOR) and 3 month Singapore Swap Offer Rate (SOR) obtained from the Association of Banks in Singapore (ABS) 11am fixing on the first business day of the month. In the event that either the 3 month Sibor or SOR falls below 0.10%, the Bank shall use 0.10% as the 3 month Sibor or SOR as the case may be in its computation of the 3 month Sibor and SOR Combo for the relevant period.
*These benefits are only available for a limited period, for selected packages and are subject to change without notice.
**Fire insurance provided by ANZ is underwritten by ACE Insurance and the bank is only a distributor of this product. Any other administrative services, claims etc would be handled by ACE Insurance.
ANZ Property Loans Terms and Conditions
This Promotion is only open to customers opening a new or having an existing Signature Priority Banking account with Australia and New Zealand Banking Group Limited, Singapore Branch (the ‘Bank’). Promotional rates are subject to change without prior notice. This Promotion is not applicable to customers who are referred to the Bank by a third party introducer. The Bank reserves the right to amend the above terms and conditions at any time in its reasonable discretion.
For full terms and conditions governing ANZ Property Loans please visit Singapore website. The Association of Banks in Singapore (ABS) has published a "About Home Loans – Key Questions to Ask the Bank Before Taking a Home Loan", and you are encouraged to read this before committing to any housing loan. The guide is available on MAS and ABS websites in four languages. Copies of the "About Home Loans – Key Questions to Ask the Bank Before Taking a Home Loan" are also available at any of our branches.