Product information

ANZ Universal Life Premium Financing allows you to establish a credit facility using your policy as security, making your funds available for other investment needs. You can borrow up to 90% of the day-one net cash surrender value of your policy.

Key benefits

Qualifying criteria

Client suitability risk profile and qualifying net asset requirements are met

Advance ratio

Up to 90% of the day-one net cash surrender value

Minimum facility

USD 250,000 or equivalent

Choice of currencies

AUD, EUR, SGD, HKD, USD, JPY, NZD, CAD, GBP, CHF

Drawdown options

  • Initial minimum drawdown of USD 250,000 or equivalent
  • Subsequent minimum drawdown of USD 20,000 or equivalent (conditions apply).

Repayment options

  • Interest only
  • Principal and interest.

Repayment schedule

Monthly/Quarterly/Half yearly

Currency switching

Available (conditions apply)

Acceptable security

The policy itself

Please contact ANZ Private Bank to find out more.

Please contact your private banker to determine the suitability of this product.