Product information

An alternative property financing option for the purchase, construction or refinance of Australian residential or investment property#.

Key benefits

Qualifying criteria
  • Income of SGD 300,000 (or equivalent) per annum
  • Client suitability, risk profile and qualifying net asset requirements are met
  • Available to non-residents of Australia*
  • Applicable for standard residential properties in Australia only.
Minimum loan
AUD 500,000 (Conditions apply)
Choice of currencies
Currencies are limited to
The currency of the security property and the currency of the customer’s primary income stream.
Maximum term
Up to 30 years or age 70 (whichever occurs earlier)
Loan to valuation ratio
Up to 80% if AUD denominated only / Up to 70% if denominated in an alternate currency
Repayment options
  • Interest only for 5 years (maximum)
  • Principal and interest
  • Combination of interest only for an initial period, followed by principal and interest payments.
Repayment schedule
Monthly or quarterly
Loan establishment fee
USD 750
Acceptable security
Standard Residential Property+. Other security is subject to credit approval.

Please contact ANZ Private Bank to find out more.

ANZ will lend to the lower of the purchase price or market valuation commissioned by ANZ from it’s approved registered valuation companies.

# Important Conditions apply.
+ Standard Residential Property is defined as homes, apartments or rural property up to 10 hectares (<25 acres) in size and does not include serviced apartments, student accommodation and small apartments (< 50m²) in size.
*Foreign Nationals seeking to invest in Australian Property may require prior Australian Government approval to purchase property assets located within Australia.

Please contact your Private Banker to determine the suitability of this product.