Product information
ANZ Lombard Loans allow you to establish a credit facility using financial assets in your portfolio as security. You can borrow against the financial assets up to a certain percentage of their market value.#
The advance ratio will depend on the type, currency, quality, volatility, and liquidity of the securities in question together with the diversification of your portfolio.*
Key benefits
- Flexibility to use the credit facility as liquidity or to invest in additional securities
- The ability to obtain additional capital without having to sell existing securities in your portfolio
- Continue to enjoy possible capital appreciation and income potential of securities in your portfolio
- Risk diversification through a wide range of security and currency options
- Structuring the loan according to your specific needs, with our assistance.
Qualifying criteria
Client suitability risk profile and qualifying net asset requirements are met
Advance ratio
Determined on an asset by asset basis
Minimum facility
USD 250,000 or equivalent
Choice of currencies
AUD, EUR, SGD, HKD, USD, JPY, NZD, CAD, GBP, CHF
Drawdown options
- Initial minimum drawdown of USD 250,000 or equivalent
- Subsequent minimum drawdown of USD 20,000 or equivalent (conditions apply).
Repayment options
- Interest only
- Principal and interest.
Repayment schedule
- Monthly
- Interest capitalisation may be available (conditions apply).
Currency switching
Available (conditions apply)
Acceptable security
Equities, mutual funds, structured notes, cash and deposits, fixed income
Please contact ANZ Private Bank to find out more.
# ANZ will assign an advance ratio which determines how much you can borrow against each financial asset
* ANZ has the sole discretion to determine what assets are acceptable security and how they are valued.
Please contact your private banker to determine the suitability of this product.