Seize opportunities in the foreign exchange markets to potentially earn higher returns. You’ll also get

Currency-Linked Digital Investments are available in two variants

Why invest with us?

We offer you several benefits such as

Available currencies

How does it work?

Step 1  Decide on the investment amount
Step 2  Decide on the tenure of the investment
Step 3  Take a view on a currency pair which includes your investment currency
Step 4  Decide on a strike price (reference rate)

On the expiration date, if the spot rate of the currency pair trades beyond the strike rate, you will receive the principal sum plus the higher interest on maturity. Otherwise, the principal sum will be returned to you with lower or no interest. You will be advised, on your expiration date, the interest that you will receive upon maturity of your investment.

Here’s an example
Call variant with a bullish view on currency pair

You place an investment amount of EUR 100,000. Currently EUR/USD is trading at 1.3580 and you expect EUR/USD to strengthen and trade above 1.3680 after 1 month.

Currency Pair :
Investment Amount :
Trade Date :
Expiration Date :
Value (Start) Date :
Maturity Date :
Tenor :
Lower Interest Rate :
Strike Price :
Higher Interest Rate :
EUR 100,000
31 days
Scenario 1
EUR/USD rate
is Greater than 1.3680
at expiration date
Scenario 2
The EUR/USD rate
is equal or less than 1.3680
at expiration date

On Maturity Date (21 June),
You receive an interest of 7%
p.a. on the principal sum of
EUR 100,000 in the base
currency (EUR).

Principal (P) : EUR 100,000
Interest (I) : EUR 100,000 * 7%
* 31/360 = EUR 602.78

Total (P) + (I)
= EUR 100,000 + EUR 602.78
= EUR 100,602.78

On Maturity Date (21 June),
You do not receive any interest
on the principal sum.

Total (P) = EUR 100,000

Telephone icon To find out more, speak to any of our Relationship Managers or call our 24-hour service hotline at 1800 226 8899 or +(65) 6226 8899 from overseas.

Important Note

The issuer will provide 100% capital redemption upon maturity. Depending on the fluctuation of foreign currency exchange rates, there is no guarantee of an investment return. You may only get back your principal at maturity. If you withdraw your investment before the maturity date, you may lose part of your return and/or principal. Any early termination costs such as administration costs, unwinding costs and other unforeseen costs will be deducted from your investment. No partial withdrawal of the principal is allowed.

This is a structured deposit. Unlike traditional deposits, structured deposits have an investment element and returns may vary. Structured Deposit is not an eligible deposit for the purpose of Deposit Insurance Scheme.


Please note that the above is published for information and general circulation purposes only and does not constitute nor purport to constitute any form of advice, recommendation or offer to sell or issue, or invitation to offer, or solicitation, to buy, invest in or subscribe for any product or service, and any representation or warranty in respect of any product or service. The above does not take into account the specific investment objectives, financial situation or particular needs of any particular person. The products and services mentioned above may not be suitable for all investors and a person receiving or reading the information set out above should seek advice from a financial adviser regarding the suitability of such products and services, taking into account the specific investment objectives, financial situation or particular needs of such person, before making a commitment to purchase or subscribe for any of such products or services. In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should carefully consider whether this product is suitable for you. While the information set out above is based on sources believed to be reliable, Australia and New Zealand Banking Group Limited (together with its directors and employees) makes no representations or warranties expressed or implied as to the accuracy, completeness or timeliness of any of such information, and ANZ accepts no liability for any loss whatsoever, direct or indirect, arising from the use of such information. Past performance is not indicative of future results. Products and services are available only in those jurisdictions where they may be legally offered. Changes may be made to products and services at any time without prior notice to you. These investments may not be offered or sold within the United States or to US persons. The distribution of this document and the offerings of the structured deposit in certain jurisdictions may be restricted by law.

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