Earn higher interest on your deposits with the ANZ Wealth Multiplier Account, when you invest into selected investment products. In addition, you could earn bonus interest rates on your deposits by simply consolidating your relationship with us.

Product features

Why Wealth Multiplier Account?

How does it work?

The ANZ Wealth Multiplier Account is a type of deposit which pays a base rate and two additional types of bonus interest rates:

Interest rates

Base rate
Tiered interest designed so you simply earn more interest with higher balances.

Bonus rate
Incremental interest paid on the daily balance in your Wealth Multiplier Account in the following month, based on your Total Relationship Size with us.

Bonus plus rate
Additional interest calculated based on the eligible investments made in the month and paid the following month on the daily balance in your Wealth Multiplier Account. In the event of multiple investments, the total sum invested will be used in the calculation.

Base rate

Balance in Wealth Multiplier Account (SGD) Interest rate*(p.a.)
First 49,999.99 0.0500%
Next 150,000 0.1000%
Above 200,000 0.1250%

* Interest rates are tiered and hence the effective rate will be blended depending on the above tiers.

Bonus rate

Total relationship size1 (SGD) Bonus rate (p.a.)
0 to less than 200,000 0.0000%
200,000 to less than 500,000 0.1000%
500,000 to less than 1,000,000 0.1500%
1,000,000 and above 0.2500%

Bonus plus rate

Eligible investment (SGD) Bonus plus rate+ (p.a.)
Any amount 3.0000%

+ Interest rate based on the eligible investment done in a month is paid in the following month on the daily balance in your Wealth Multiplier Account.

Important Notice:

Effective 1 May 2017, bonus interest and bonus plus interest for the ANZ Wealth Multiplier Account will be terminated. Where applicable, the last bonus interest and bonus plus interest will be paid into your ANZ Wealth Multiplier Account in May 2017.

Eligibility and requirements

Minimum age requirement 21 years
Others The Customer must have an existing or start an ANZ Signature Priority Banking relationship with the bank.
(Refer to Terms and Conditions for more information).

Fees and charges

Initial deposit SGD 5,000
Minimum average monthly balance SGD 5,000
Fall-below fee# SGD 10 per month
Administrative fee Nil

# Waived for ANZ Signature Priority Banking clients. For ANZ Signature Priority Banking clients, SGD 50 will be charged per month if Total Relationship Size1 falls below SGD 150,000. Total Relationship Size includes deposits, investments and/or insurance.1

1. Total Relationship Size (TRS) refers to the combination of Current, Checking and Savings account(s), Term Deposits, Dual Currency Investments, Securities, Unit Trusts, Structured Products, Structured Deposits, Bonds and Insurance.

Important notes

The above interests are paid on the balance maintained in the Wealth Multiplier Account. Interest is calculated on a daily balance method and paid on a monthly basis.

Above rates are subject to change and no liability therefore shall attach to the bank.

To find out more, speak to us today.

Terms and Conditions for ANZ Bank Account apply


Please note that the above is published for information and general circulation purposes only and does not constitute nor purport to constitute any form of advice, recommendation or offer to sell or issue, or invitation to offer, or solicitation, to buy, invest in or subscribe for any product or service, and any representation or warranty in respect of any product or service.

This product may not be offered or sold within the United States or to or for the benefit of US Persons. Neither this document, nor any copy thereof may be sent or taken into the United States or distributed in the United States or to a US Person.

Deposit Insurance Scheme: Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$50,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

The full disclaimers at our website at ANZ Singapore are deemed to be incorporated herein.

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