Whether you are buying your dream property, investing in a new property or tapping into the excess equity of your assets, ANZ can help you achieve your financial goals with flexible financing solutions and personalised services.

Suite of Property Loan options in Singapore

Access to a range of financing options that offer you choices based on your needs and goals.

Residential Property Loan

ANZ Property Loan can help you own your dream property in Singapore with flexible and convenient financing solutions.

Equity Loan

If you have substantial equity in your property, an equity loan enables you to purchase a property by borrowing against the market value of your current property, thereby unlocking your money for potentially higher returns.

Bridging Loan

A short term loan complementing your ANZ Property Loan that helps you with the initial down payment of your property purchase while pending receipt of sales proceeds.

Financing Criteria
Overview
Minimum Loan SGD300,000
Loan Currency SGD
Loan to valuation ratio Up to 80%
Loan tenure Minimum of 5 years and maximum of 35 years
Security Completed or uncompleted private residential properties and HDB properties (4 rooms & above)
Monthly repayment options Principal and interest

Distinct Advantages of ANZ Property Loans in Singapore

The ANZ Property Loan is the first of its kind in the Singapore market to offer clients an interest rate that is pegged to a combined average of the Singapore Interbank Offered Rate (SIBOR) and the Swap Offer Rate (SOR).

1. Refers to 3-month Singapore Swap Offer Rate (SOR) obtained from the Association of Banks in Singapore (ABS) 8pm fixing on the last business day of the previous month. In the event that the 3-month SOR falls below 0.10%, the Bank shall use 0.10% as the 3-month SOR in its computation of interest for the relevant period.

2. Refers to the average of 3-month Singapore Interbank Offered Rate (SIBOR) 11am fixing on the first business day of the month and 3-month Singapore Swap Offer Rate (SOR) 8pm fixing on the last business day of the previous month obtained from the Association of Banks in Singapore (ABS). In the event that either the 3-month SIBOR or SOR falls below 0.10%, the Bank shall use 0.10% as the 3-month SIBOR or SOR as the case may be in its computation of the 3-month SIBOR and SOR Combo for the relevant period.

3. These benefits are only available for a limited period, for selected packages and are subject to change without notice.

4. Fire insurance provided by ANZ is underwritten by ACE Insurance and the bank is only a distributor of this product. Any other administrative services, claims etc would be handled by ACE Insurance.

Who can apply for ANZ Property Loans?

How to apply for ANZ Property Loans?

phone iconCall our 24-hour Customer Service at 1800 226 8899 or 
+65 6226 8899 (if overseas).

Disclaimer: Please note that the above is published for information and general circulation purposes only and does not constitute nor purport to constitute any form of advice, recommendation or offer to sell or issue, or invitation to offer, or solicitation, to buy, invest in or subscribe for any product or service, and any representation or warranty in respect of any product or service. No product referred to herein may be offered or sold within the United States or to or for the benefit of US persons. Neither this document, nor any copy thereof may be sent or taken into the United States or distributed in the United States or to as US person. The full disclaimers at our website at anz.com.sg are deemed to be incorporated herein.These benefits are only available for a limited period, for selected packages and are subject to change without notice.

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