Our Australian Property Loans makes it simpler and more convenient for ANZ customers to purchase, refinance, or release equity on their Australian residential property, whether for owner occupation or investment purposes.

Our extensive experience in the Australian housing market means you can trust our commitment to understanding your needs and helping you finance and grow your property portfolio.

What loan currencies and criteria are available?

Loan Currency	AUD	SGD
Minimum Loan amount	From AUD300,000.00	From SGD equivalent of AUD300,000.00
Loan to Valuation Ratio (LVR)	Up to 80%	Up to 70%
Interest Rate	AUD 3 month Cost of Funds plus a margin	SGD 3 month Cost of Funds plus a margin
Loan tenure	Minimum of 5 years and maximum of 30 years, subject to age of borrower not exceeding 70 years at loan maturity.
Security	Standard Residential Property (homes, townhouses, units and apartments greater than 50 sqm)
Monthly repayment options	Interest only (interest servicing up to 5 years) followed by Principal and Interest Principal and Interest	Principal and Interest
Foreign Exchange Risks	Where your income is different from the loan currency, please note that you may face foreign exchange risks as any fluctuation between the income currency and loan currency may adversely impact loan repayments.
Loan establishment fee	AUD 750
Other fees	Valuation fee for the security property (fees will vary depending on property type) Australian Government stamp duty & registration fees (fees vary depending on location of property).
Other requirements	Prior Australian government approval may be required for investors wishing to purchase properties in Australia Loan approval is subject to a satisfactory valuation report commissioned by an ANZ-approved Valuer An acceptable property insurance policy.

Distinct Advantages of Australian Property Loans

• Loan Currency in AUD - Interest rate savings may apply (when compared to domestic Australian rates)
• Loan Currency in SGD - Interest rate savings may apply (when SGD rates are compared to domestic Australian rates)
• No ongoing annual administrative fee
• Flexibility to partially or fully repay your loan on interest revision dates

Who can apply for an Australian Property Loans?

• Australian or New Zealand citizens & passport holders who are not living in, or tax residents of Australia.
• Singaporean citizens and permanent residents.
• Foreigners who are residing and working in Singapore.
• Foreigners who are resident of Indonesia, Taiwan, Malaysia, Cambodia, China, Dubai, Fiji, Hong Kong, and Philippines, and not working or residing in Singapore.

 

Apply for ANZ Property Loans now!

• Have our mortgage specialists call you
  

Call our 24-hour Customer Service at 1800 269 2269 or +65 6269 2269 (if overseas).
 

• Contact your dedicated ANZ Signature Priority Banking Relationship Manager.
  

Disclaimer: Please note that the above is published for information and general circulation purposes only and does not constitute nor purport to constitute any form of advice, recommendation or offer to sell or issue, or invitation to offer, or solicitation, to buy, invest in or subscribe for any product or service, and any representation or warranty in respect of any product or service. No product referred to herein may be offered or sold within the United States or to or for the benefit of US persons. Neither this document, nor any copy thereof may be sent or taken into the United States or distributed in the United States or to as US person. The full disclaimers at our website at anz.com.sg are deemed to be incorporated herein.

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