PostLine

PostLine is the line of credit that makes your journey through life easier.

With PostLine, you now have the freedom to take advantage of investment opportunities, pay credit card bills, furnish your home or treat your family to the holiday of a lifetime.

Benefits at glance

• Up to S$100,000 extra cash, or four times your monthly salary (whichever is lower)
• Lowest overdraft interest rate of only 1%^* per month or 12% per annum
• Low minimum monthly repayments – just S$12 or 3% of your balance (whichever is higher) per month
• Exclusive privileges at SingPost post offices such as a 2% rebate^{^} on Shop@Post mail order purchases and special promotions on selected products and services
• Annual fee is waived for 2 years (Usual: S$55)
• Convenience of application at any SingPost post office.

Interest calculation at a glance

Based on an outstanding overdraft balance of S$5,000 for 1 month

Figures have been simplified for Illustration purpose.

^* The prevailing interest rate is 17.28% p.a. for overdraft usage on the first S$3,000 of your credit limit. The preferential overdraft interest rate is 12% p.a. for overdraft usage on the remaining credit limit above the first S$3,000 of your credit limit.
^{^} Terms and conditions apply.

How to apply

Just visit any SingPost post office to apply. 

Alternatively SMS to 9828 8366 in the following format

SPO <space> Name <space> NRIC (e.g. SPO Peter Lim S1234567A).

Call our 24-hour Customer Service at +1800 269 2269
 

• *Terms and Conditions Governing PostLine Accounts (PDF 188kB)

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