Keeping your income record updated is important. It allows us to serve you better and enables you to make the most out of your ANZ Credit Card and/or ANZ MoneyLine term loan facility.

Simply complete this Income Update Form (PDF 92kB) and mail it back to us, together with the income document(s) listed. You may also request for a credit limit increase*. With this increased credit limit, you can enjoy the comfort of knowing that you are in a better position to manage your financial needs.

Income documents required:

Salaried employee


Commission-based earner

* Credit Limit Review Terms and Conditions

The permanent credit limit increase application and the preferred credit limit indicated is subject to the approval of Australia and New Zealand Banking Group Limited ("the Bank") at its reasonable discretion. The Bank will assign a credit limit based on the Bank’s discretion and in accordance with regulatory guidelines, if you do not indicate a preferred credit limit. The overall credit limit of your ANZ Credit Card(s) and ANZ MoneyLine account(s) is up to a) four times of your monthly income, b) or higher multiplier of your monthly income as may be permitted according to regulatory guidelines and is applicable to all your Credit Card account(s) and/or MoneyLine account and/or supplementary card account(s). Please note that should your income documents reflect a higher or lower earned income, we will adjust your current credit limit according to your prevailing earned income. For customers who do not complete Section B: Credit Limit Review, the Bank will only update your income record. The Bank reserves the right to request for any additional documents at any time.

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