Updating your income records with us regularly is important. It allows us to serve you better and enables you to make the most out of your ANZ Credit Card and/or ANZ MoneyLine facility.

Simply complete this Income Update Form (PDF 80kB) and mail it back to us, together with the income documents listed. You may also choose to request for a credit limit increase*. With this increased credit limit, you can make that dream holiday a reality, give your loved one the gift you’ve always wanted to, or furnish your new home. More importantly, you can enjoy the comfort of knowing that you are in a better position to manage your future needs.

To receive a S$20 cash credit#, please respond by 31 January 2015.

Income documents required:

Salaried employee


Commission-based Earner

#Income Update and S$20 Cash Credit Terms and Conditions

To be eligible for the S$20 cash credit (“Gift”), customers must successfully submit the Income Update Form and their latest income documents to Australia and New Zealand Banking Group Limited (“the Bank”) by 31 January 2015. Please note that should your income reflect a lower earned income, the Bank will adjust your current limit accordingly and you will not be eligible for the Gift. Eligible customers will receive 1,040 Rewards Points or 1,100 Travel$ which can be used to redeem S$20 worth of cash credit from the ANZ Rewards Programme. Customers can alternatively choose to keep the bonus Rewards Points/Travel$ for future redemption of any Rewards items. For customers who have both ANZ Travel Card and ANZ Platinum Visa/Mastercard, they will receive Travel$ credited to their ANZ Travel Card account. For customers who have both ANZ Credit Card and ANZ MoneyLine account, they will have their Rewards Points or Travel$ (if applicable) credited to their ANZ Credit Card account. The Rewards Points/Travel$ will be credited to the ANZ Credit Card account by 31 March 2015. For customers who only have an ANZ MoneyLine account, the Gift will be credited into their ANZ MoneyLine account. Each customer is only entitled to one Gift either in Rewards Points/Travel$ or cash credit that will be credited in their relevant account once regardless of the number of Income Update Forms submitted. Customers who had cancelled their ANZ Credit Cards or ANZ MoneyLine account prior to 31 March 2015 will not be entitled to the Gift. The Bank reserves the right to amend these terms and conditions at its reasonable discretion. Terms and conditions of the ANZ Credit Card Rewards Programme and ANZ Travel Card Rewards Programme apply.

* Credit Limit Review Terms and Conditions

The permanent credit limit increase application and the preferred credit limit indicated is subject to the approval of Australia and New Zealand Banking Group Limited (“the Bank”) at its reasonable discretion. The Bank will assign a credit limit based on the Bank’s discretion and in accordance with regulatory guidelines, when you select the option to allow the Bank to assign a credit limit for you. The overall credit limit of your ANZ Credit Card(s) and ANZ MoneyLine account(s) is up to a) four times of your monthly income, b) or higher multiplier of your monthly income as may be permitted according to regulatory guidelines and is applicable to all your Credit Card account(s) and/or MoneyLine account and/or supplementary card account(s). Please note that should your income documents reflect a higher or lower earned income, we will adjust your current credit limit according to your prevailing earned income. For customers who do not complete Section B: Credit Limit Review, the Bank will only update your income record. The Bank reserves the right to request for any additional documents at any time.


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