Product risk rating.

At ANZ, we are committed to providing you with a holistic wealth management experience.  As part of our investment suitability framework, we have taken into account a combination of factors before assigning a risk rating to our suite of products.

You should take into account of your investment objectives, financial situation and particular needs before investing in a particular product.

The product risk ratings are based on ANZ's proprietary risk rating methodology which takes into consideration a variety of qualitative and quantitative factors. Based on ANZ's current methodology, ANZ's products are risk rated under a 5-point risk scale starting from 1 (representing the lowest risk) and gradually increasing to 5 (representing the highest risk).

We have recently performed a review of the following products. Please click on each product category for the list of these products and their risk ratings.


This document is meant to be informative and for general purposes only. It merely expresses the views and opinions held by Australia and New Zealand Banking Group Limited (“ANZ”) based on its current proprietary risk methodology and such views and risk methodology, are subject to change. ANZ is not obliged to reveal or provide details on its internal risk methodology and shall not be liable for any direct or consequential loss arising from any reliance on or unauthorised use of this risk methodology and the information and opinions contained herein.

This document sets out the product risk rating of each product and does not constitute an offer, invitation, recommendation or solicitation of any action based upon it. Further, this document should not be viewed as identifying or suggesting all risks, direct or indirect, that may be associated with any investment decision and you should therefore not rely solely on this document when making your investment decision.  This document does not take into account your individual needs, investment objectives and specific financial circumstances and investors should read the relevant offering documents in respect of each product and/or obtain separate legal or financial advice regarding the suitability of the product, having regard to their specific investment objectives, financial situation and particular needs before deciding to subscribe for or purchase any product.

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