Introduction

Let your money work harder for you. With ANZ Time Deposits, you get to enjoy attractive interest rates and the flexibility of a wide range of tenures to cater to your individual preferences.

Product features

Eligibility and requirements

Minimum age requirement 18 years

Interest Rates

Find out more on our Time Deposit Rates.

Find out more about our latest Time Deposit promotion.

Fees and charges#

Currencies Minimum Deposit amount
SGD SGD 25,000
AUD, CAD, CHF, EUR, GBP, HKD, JPY, NZD and USD SGD 25,000 equivalent
CNY CNY 125,000

# Waived for ANZ Signature Priority Banking customers. For ANZ Signature Priority Banking customers, SGD 50 will be charged per month if Total Relationship Size1 falls below SGD 150,000. Total Relationship Size includes deposits, investments and/or insurance.1

1 Total Relationship Size (TRS) refers to the combination of Current, Checking and Savings account (s), Term Deposits, Dual Currency Investments, Securities, Unit Trusts, Structured Products, Structured Deposits, Bonds and Insurance.

"Renminbi" or "CNY" means Renminbi that is traded offshore and governed by the rules and regulations imposed by the Hong Kong Monetary Authority.

Fluctuations in foreign currency rates will have an impact on your profit and loss where a transaction involves a foreign currency element. For foreign currency deposits, fluctuations in the exchange rates could adversely impact the amount of interest earned (if any) on such deposits. You may experience a loss when you convert your foreign currency deposit back to your home currency. Foreign currency deposit is also subject to exchange control risk where restrictions may be imposed on its convertibility and/or transferability. You should therefore determine whether any foreign currency deposit is suitable for you in light of your investment objectives, financial means and risk profile.

Disclaimer

Please note that the above is published for information and general circulation purposes only and does not constitute nor purport to constitute any form of advice, recommendation or offer to sell or issue, or invitation to offer, or solicitation, to buy, invest in or subscribe for any product or service, and any representation or warranty in respect of any product or service.

Deposit Insurance Scheme: Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$50,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

This product may not be offered or sold within the United States or to or for the benefit of US Persons. Neither this document, nor any copy thereof may be sent or taken into the United States or distributed in the United States or to a US Person.

The full disclaimers at our website at anz.com/singapore are deemed to be incorporated herein.