Gain Access to RMB with ANZ RMB Savings Account and Time Deposit.

Tap into one of the world’s largest economies from Singapore. Diversify your wealth portfolio and earn attractive interest rates. You can now manage your finances in any of the 10 foreign currencies of your choice including RMB.

With the flexibility of tenures from 1 to 12 months, your RMB Time Deposit will allow you to optimize your funds when a timely opportunity comes along. Whether you have existing RMB needs or are leveraging market trends to maximize potential gains in the future, your RMB Account will allow you to achieve these objectives.

Product features

Interest rates
Balance in RMB Savings Account Interest Rate (p.a.)
First CNY24,999 0.00%
Next CNY25,000 - CNY349,999 0.25%
Next CNY350,000 - CNY999,999 0.30%
Next CNY4 mil (CNY1 mil - CNY5 mil) 0.35%
CNY5 mil & above 0.40%

Eligibility and requirements

Minimum age requirement
18 years

Fees and charges

RMB Savings Account

Initial deposit
Minimum average monthly balance
Fall-below fee# (per month)
CNY 50,000
CNY 50,000
CNY 50


RMB Time Deposit

Minimum deposit amount
CNY 125,000

# Waived for ANZ Signature Priority Banking customers. For ANZ Signature Priority Banking customers, SGD 50 will be charged per month if Total Relationship Size 1 falls below SGD 150,000. Total Relationship Size includes deposits, investments and/or insurance.1

1. Total Relationship Size (TRS) refers to the combination of Current, Checking and Savings account(s), Term Deposits, Dual Currency Investments, Securities, Unit Trusts, Structured Products, Structured Deposits, Bonds and Insurance.

"Renminbi" or "CNY" means Renminbi that is traded offshore and governed by the rules and regulations imposed by the Hong Kong Monetary Authority.

To find out more, speak with us today.

Terms and Conditions for ANZ Bank Account apply


Please note that the above is published for information and general circulation purposes only and does not constitute nor purport to constitute any form of advice, recommendation or offer to sell or issue, or invitation to offer, or solicitation, to buy, invest in or subscribe for any product or service, and any representation or warranty in respect of any product or service.

Fluctuations in foreign currency rates will have an impact on your profit and loss where a transaction involves a foreign currency element. For foreign currency deposits, fluctuations in the exchange rates could adversely impact the amount of interest earned (if any) on such deposits. You may experience a loss when you convert your foreign currency deposit back to your home currency. Foreign currency deposit is also subject to exchange control risk where restrictions may be imposed on its convertibility and/or transferability. You should therefore determine whether any foreign currency deposit is suitable for you in light of your investment objectives, financial means and risk profile. 

This product may not be offered or sold within the United States or to or for the benefit of US Persons. Neither this document, nor any copy thereof may be sent or taken into the United States or distributed in the United States or to a US Person.

Deposit Insurance Scheme: Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$50,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

The full disclaimers at our website at ANZ Singapore are deemed to be incorporated herein.

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