Gain Access to RMB with ANZ RMB Savings Account and Time Deposit.

Tap into one of the world’s largest economies from Singapore. Diversify your wealth portfolio and earn attractive interest rates. You can now manage your finances in any of the 10 foreign currencies of your choice including RMB.

With the flexibility of tenures from 1 to 12 months, your RMB Time Deposit will allow you to optimize your funds when a timely opportunity comes along. Whether you have existing RMB needs or are leveraging market trends to maximize potential gains in the future, your RMB Account will allow you to achieve these objectives.

Product features

Interest rates
Balance in RMB Savings Account Interest Rate (p.a.)
First CNY24,999 0.00%
Next CNY25,000 - CNY349,999 0.25%
Next CNY350,000 - CNY999,999 0.30%
Next CNY4 mil (CNY1 mil - CNY5 mil) 0.35%
CNY5 mil & above 0.40%

Eligibility and requirements

Minimum age requirement
18 years

Fees and charges

RMB Savings Account

Initial deposit
CNY 50,000
Minimum average monthly balance
CNY 50,000

RMB Time Deposit

Minimum deposit amount
CNY 125,000

Waived for ANZ Signature Priority Banking clients. For ANZ Signature Priority Banking clients, SGD 50 will be charged per month if Total Relationship Size1 falls below SGD 150,000. Total Relationship Size includes deposits, investments and/or insurance.
1 Total Relationship Size (TRS) refers to the combination of Current, Checking and Savings account's), Term Deposits, Dual Currency Investments, Securities, Unit Trusts, Structured Products, Structured Deposits, Bonds and Insurance.
"Renminbi" or "CNY" means Renminbi that is traded offshore and governed by the rules and regulations imposed by the Hong Kong Monetary Authority.

Fluctuations in foreign currency rates will have an impact on your profit and loss where a transaction involves a foreign currency element. For foreign currency deposits, fluctuations in the exchange rates could adversely impact the amount of interest earned (if any) on such deposits. You may experience a loss when you convert your foreign currency deposit back to your home currency. Foreign currency deposit is also subject to exchange control risk where restrictions may be imposed on its convertibility and/or transferability. You should therefore determine whether any foreign currency deposit is suitable for you in light of your investment objectives, financial means and risk profile.

Foreign currency deposits are not insured by the Singapore Deposit Insurance Corporation.

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