ANZ platinum visa debit card

ANZ Visa Debit Card

A card designed to give you worldwide access to your bank account with greater security. What's more, you can enjoy a suite of benefits and convenience on your card transactions.

Access cash anytime

Access cash anytime

Withdraw cash at over 180 ATMs islandwide through the ATM5 shared network and from over 2 million Visa and PLUS ATMs worldwide.

Shop conveniently

Shop conveniently

Simply present your ANZ Visa Debit Card and make your purchases at millions of Visa merchants globally. You can also use this card for making purchases online or over the phone.

Wave to pay with Visa payWave

Wave to pay with Visa payWave*

Using contactless technology, Visa payWave lets you make payments faster with your ANZ Visa Debit Card – there's no need for a signature or PIN for purchases under S$100.

Transact securely

Transact securely

The ANZ Visa Debit Card comes with a built-in EMV Smart Chip that offers you greater security on your card transactions and protects you from potential fraudulent use of your card. Receive SMS alerts for first card usage and subsequent transactions on your card.

Zero Liability

Zero Liability

With Visa's Zero Liability policy#, you are better protected and face no liability for promptly reported unauthorised use. So you can now shop online, on the phone, or in your favourite store with peace of mind and never be liable for unauthorised use of your card.

Get rewarded for your purchases

Get rewarded for your purchases

Enjoy up to 0.40% each month as cash rebate+ credited back to your account for all retail purchases on your ANZ Visa Debit Card.

Discover a world of enticing privileges that suit your lifestyle

Discover a world of enticing privileges that suit your lifestyle

Start enjoying exclusive discounts and other exciting deals with ANZ Visa Debit Cards. Find out more about ANZ Privileges.

Benefits of ANZ Visa Debit Card at a glance
Benefits ATM Card ANZ Visa Debit Card
Withdraw cash from ATMs in Singapore and worldwide Check Mark Check Mark
Conveniently pay for your purchases at millions of Visa merchants globally   Check Mark
Conduct fast and secure payments with Visa payWave*   Check Mark
Enhanced security on your card transactions with EMV Smart Chip   Check Mark
Cash rebate+ on your retail purchases   Check Mark

 

Frequently Asked Questions

  1. How does the ANZ Visa Debit Card work?
  2. Are there any limits on how much I can spend with my ANZ Visa Debit Card?
  3. What are the security features on the ANZ Visa Debit Card?
  4. Will I receive any alerts for transactions made with my ANZ Visa Debit Card?
  5. What is Visa payWave*?
  6. What should I do if my ANZ Visa Debit Card is lost, stolen or if any PIN has been compromised?
  7. What is Visa's Zero Liability policy#?
  8. I have received a replacement ANZ Visa Debit Card. Do I need to update my settings for overseas use, ATM/Debit Card transaction alerts and point of sale daily limit?

 

1. How does the ANZ Visa Debit Card work?
The ANZ Visa Debit Card can be used to withdraw cash at ANZ ATMs and ATM5 shared network in Singapore. In addition, it can be used for cash withdrawal at Visa/PLUS ATMs worldwide, signature-based local and overseas purchases, contactless payments via Visa payWave* and card-not-present transactions (such as online, mail and phone orders) at millions of Visa merchants globally. The transaction amount will be directly deducted from your account linked to the card.

2. Are there any limits on how much I can spend with my ANZ Visa Debit Card?
Unless you have opted for a different point of sale^ limit, this limit is S$2,000 per day. This point of sale^ daily limit will be shared by the following:

  • Signature-based transactions at merchants
  • Contactless payment via Visa payWave*
  • Electronic payments such as online payment, mail or phone order. You may increase or decrease the point of sale^ daily limit once your card is activated. It should be noted that the above limits are subject to the available balance in your linked account.

3. What are the security features on the ANZ Visa Debit Card?
The ANZ Visa Debit Card comes with a comprehensive range of security features:

  • Enhanced EMV-Dynamic Data Authentication Smart Chip makes the card more secure and protects you from potential identity theft and fraudulent activity.
  • Enjoy peace of mind when you shop online with "Verified by Visa" where a unique One-Time Password (OTP) will be sent via SMS to your mobile phone to conduct secure online purchases.
  • Stay informed of transactions on your ANZ Visa Debit Card with SMS alerts. Simply enroll for the alerts that you require by calling our 24-hour Customer Service at 1800 269 2269 or +65 6269 2269 (if overseas) or via Personal Internet Banking.
  • Continuous fraud monitoring to identify any suspicious activity and help prevent unauthorised transactions.
  • Zero Liability - Shop online, on the phone, or in your favourite store and never be liable for unauthorised use on your card. With Visa's Zero Liability policy#, you are better protected and face no liability for promptly reported unauthorised use.
  • As a debit card carry risks of unauthorised signature-based transactions, new and replacement cards are sent as de-activated (blocked) cards. Further, the overseas usage on your new ANZ Visa Debit Card is de-activated. You can conveniently and instantly activate your card and the overseas usage by calling our 24-hour Customer Service at 1800 269 2269 or +65 6269 2269 (if overseas) or via Personal Internet Banking.

4. Will I receive any alerts for transactions effected by using my ANZ Visa Debit Card?
You will be auto-enrolled for ATM withdrawal and point of sale^ transaction alerts of S$500 or more. You can revise the alert threshold by login to your Personal Internet Banking at anz.com.sg or calling our 24-hour Customer Service at 1800 269 2269 or +65 6269 2269 (if overseas).

5. What is Visa payWave*?
Visa payWave* is a contactless payment method for purchases of S$100 and below at all Visa contactless point-of-sale readers. Simply hold your ANZ Visa Debit Card on the contactless reader to pay for your purchases. Please note that this feature is not available for ANZ MoneyLine Visa Debit Card.

6. What should I do if my ANZ Visa Debit Card is lost, stolen or if my PIN has been compromised?
Please notify us immediately by calling our 24-hour Customer Service at 1800 269 2269 or +65 6269 2269 (if overseas). With Visa's Zero Liability policy#, you enjoy NO liability for promptly reported unauthorised use.

7. What is Visa's Zero Liability policy#?
Visa's Zero Liability policy# means 100 percent protection for you. If your ANZ Visa Debit Card is lost or stolen, you are protected against fraudulent use of your card, including transactions made via telephone or on the Internet as long as you promptly report unauthorised use. The policy does not apply to ATM and PIN transactions not processed by Visa. Refer to applicable terms and conditions (PDF 680kB) at anz.com.sg for additional details.

8. I have received a replacement ANZ Visa Debit Card. Do I need to update my settings for overseas use, ATM/Debit Card transaction alerts and point of sale daily limit?
Yes, your replacement card will not be updated with any amendments to settings that you would have effected on your previous ANZ Visa Debit Card. Please call our 24 hour Customer Service at 1800 269 2269 or +65 6269 2269 (if overseas) to amend your settings.

General debit card safety tips:

  • Keep our card in a safe place where it won't bend or get scratched.
  • Protect your card from fraudulent activity. Never leave your card unattended and always make sure your card is returned after every purchase.
  • Always ask the merchant for a receipt of the transaction to ensure the correct amount is deducted.
  • Save your receipts and compare your transactions against your monthly statement.
  • Report lost or stolen cards to the Bank immediately.
  • Report any unauthorised transactions or suspicious activity immediately.
  • When you are expecting a new or replacement debit card, look out for it in the mail.
  • When shopping online, use a secure server and shop with merchants you know and trust.
  • Inform the Bank immediately if you have received a One-Time Password (OTP) but did not initiate any online transaction.
  • Never leave your debit card as a "security deposit" or as identification.
  • Never lend your debit card to anyone.
  • Never carry your PIN in your wallet or write it on the back of your debit card, and don't choose an obvious number (such as your birth date or telephone number) as your PIN.

 

How do I apply?

New Customer:

Telephone iconYou can opt to receive the ANZ Visa Debit Card when you open any ANZ Current/Savings account or ANZ MoneyLine account.


Existing Customer:

T&Cs WriteIf you have an existing ANZ Current/Savings account or ANZ MoneyLine account with us and would like to apply for an ANZ Visa Debit Card.

Please fill up the 24-Hour Banking Services Form (PDF 196kB) and send it back to us.

Where can I get more information?

TelephoneCall our 24-hour Customer Service at 1800 269 2269 or (65) 6269 2269 (if overseas).
 

Branch iconVisit our branches.

 

* Visa payWave feature is not available for ANZ MoneyLine Visa Debit Card.
# Visa's Zero Liability does not apply to ATM and PIN transactions not processed by Visa.
+ Cash rebate is available for ANZ Personal Banking and ANZ Signature Priority Banking clients only. Cash rebate of 0.40% is applicable on monthly spend of S$2,000 or more. Cash rebate of 0.10% is applicable for monthly spend less than S$500 and 0.20% is applicable for monthly spend of S$500 to less than S$2,000. Maximum cash rebate that can be paid in a month is S$200. Cash rebate is calculated based on the monthly spend on the debit card for retail purchases. Cash rebate will be credited to the primary account linked to the debit card and is paid in the following month for settled transactions in the previous month. Cash rebate will not be paid in case the debit card or primary account is closed prior to credit of the same. The offer is valid for limited period and is not available for ANZ MoneyLine Visa Debit Card. The bank reserves the right to vary or terminate the promotions and/or conditions without prior notice.
^ Point of sale payment refers to purchase of goods and services at retail merchants using the ANZ Visa Debit Card.

Important Notes:
The use of your ANZ Visa Debit Card is governed by the Terms and Conditions for ANZ Debit Card as set out in the Terms and Conditions and Risk Disclosure Statements (PDF 680kB).

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