Update your income record and apply for a limit increase of up to 4x your monthly income.

Simply complete this Income Update Form (PDF 84kB) and mail it back to us, together with the income document(s) listed. You may also request for a credit limit increase*. With this increased credit limit, you can enjoy the comfort of knowing that you are in a better position to manage your financial needs.

Income documents required:

Salaried employee


Commission-based earner

* Credit Limit Review Terms and Conditions

The permanent credit limit increase application and the preferred credit limit indicated is subject to the approval of Australia and New Zealand Banking Group Limited ("the Bank") at its reasonable discretion. The Bank will assign a credit limit based on the Bank’s discretion and in accordance with regulatory guidelines, if you do not indicate a preferred credit limit. The overall credit limit of your ANZ Credit Card(s) and ANZ MoneyLine account(s) is up to a) four times of your monthly income, b) or higher multiplier of your monthly income as may be permitted according to regulatory guidelines and is applicable to all your Credit Card account(s) and/or MoneyLine account and/or supplementary card account(s). Please note that should your income documents reflect a higher or lower earned income, we will adjust your current credit limit according to your prevailing earned income. For customers who do not complete Section B: Credit Limit Review, the Bank will only update your income record. The Bank reserves the right to request for any additional documents at any time.

Temporary credit limit increase

You may also request for a temporary credit limit increase** on your ANZ Credit Card. Application is convenient, simply call our 24-hour Customer Service at 1800 269 2269 Or +65 6269 2269 (if overseas) to apply.

** Approval and the actual credit limit offered is subject to the bank's discretion.

You need Adobe Reader to view PDF files. You can download Adobe Reader free of charge.