ANZ FlexiLoan is a personal loan drawn on your ANZ Credit Card to provide you extra cash to support your lifestyle needs and desires while managing your cash flow with equal monthly instalments.

Be it planning for a vacation, renovating your house or consolidating your debt, the extra cash from ANZ FlexiLoan is a fast and convenient way to get the things you want or to pay for the things you need.

Draw down an ANZ FlexiLoan from your  ANZ Credit Card Account today and enjoy the following benefits:

ANZ FlexiLoan interest rates
Promotional Flat Interest Rate p.a. (EIR* p.a.)
Tenure (i) Loan
(ii) Loan Amount
S$15,000 to
below S$30,000
(iii) Loan Amount
S$30,000 and
12 months 5.8% (11.79%) 5.8% (11.29%) 5.8% (10.91%)
24 months 6.8% (13.22%) 6.5% (12.42%) 6.5% (12.22%)
36 months 7.2% (13.64%) 6.8% (12.76%) 6.6% (12.27%)
48 months 7.8% (14.37%) 7.2% (13.23%) 6.6% (12.11%)
60 months 7.8% (14.10%) 7.2% (13.01%) 6.6% (11.93%)

A one-time processing fee of S$80 is applicable for all loan tenures. Loan amounts referred to in the table are approved loan amounts.

* The Effective Interest Rate (EIR) is calculated taking into consideration the S$80 processing fee and based on an approved loan amount of S$12,000 under loan category (i), an approved loan amount of S$20,000 under loan category (ii) and an approved loan amount of S$40,000 under loan category (iii). An early pay-off fee applies for payment made before the expiry of the loan tenure. The interest is calculated on a reducing balance basis.

Draw down a loan with a tenure of 36, 48 or 60 months and receive:

Asus Padphone S

  • ASUS PadFone S smartphone worth $449 with your approved loan amount of $20,000 & above.

Polar A300  Gift  

  • Polar A300 Fitness & Activity Tracker and $20 Polar voucher worth total $279 with your approved loan mount of $12,000 to below $20,000.

Offer is only valid till 31 March 2016.

Existing ANZ Credit Cardmembers who want to  draw down an ANZ FlexiLoan from their ANZ Credit Card Account can:

Apply online icon  Request Online

Telephone icon  Call our 24-hour Customer Service at 1800 269 2269



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