ANZ FlexiLoan is a personal loan drawn on your ANZ Credit Card to provide you extra cash to support your lifestyle needs and desires while managing your cash flow with equal monthly instalments.
Be it planning for a vacation, renovating your house or consolidating your debt, the extra cash from ANZ FlexiLoan is a fast and convenient way to get the things you want or to pay for the things you need.
Apply for the ANZ FlexiLoan today and enjoy the following benefits:
- Flexibility to choose from loan tenures of 12, 24, 36 or 48 months.
- Savings on interest charges with rates as low as 0.48% per month (EIR 11.29% p.a.).
- Convenience of having your ANZ FlexiLoan reflected in your consolidated ANZ Credit Card statement.
|Tenure||Flat Interest Rate p.a. (EIR* p.a.)|
|(i) Loan Amount
Less than S$15,000
|(ii) Loan Amount
S$15,000 and Above
|12 months||5.8% (11.79%)||5.8% (11.29%)|
|24 months||6.8% (13.22%)||6.5% (12.42%)|
|36 months||7.2% (13.64%)||6.8% (12.76%)|
|48 months||7.8% (14.37%)||7.2% (13.23%)|
A one-time processing fee of S$80 is applicable for all loan tenures. Loan amounts referred to in the table are approved loan amounts.
* The effective interest rate (EIR) is calculated taking into consideration the S$80 processing fee and based on an approved loan amount of S$12,000 under loan category (i) and an approved loan amount of S$20,000 under loan category (ii) An early repayment fee of S$150 applies for payment made before expiry of the FlexiLoan tenure.
Take up a loan for 36 or 48 months and receive:
- Nautica watch worth S$299 for an approved loan amount of S$12,000 to S$19,999.
- Zero interest# for 2 months and a Nautica watch worth S$299 for an approved loan amount of S$20,000 and above.
Here's an illustration of how much interest you can save with the waiver of interest for 2 months for different loan amounts and tenures:
|For loan amount of S$20,000||For loan amount of S$40,000|
#Zero interest refers to the waiver of interest for 2 months. The waiver of interest would be effected for the last 2 months of the 36 or 48 month loan tenure. Illustration of interest savings has been rounded up to the nearest dollar.
Offer is only valid till 31 May 2013.
Existing ANZ credit cardmembers who want to apply for the ANZ FlexiLoan can:
Call our 24-hour Customer Service at 1800 269 2269
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