Invest - Private Bank

Invest

We understand that each client’s investment objectives and preferences are unique. Through the products and services that we offer from both ANZ and selected external third party providers, we can support how you want to grow and manage your wealth.

At ANZ, your Private Banker will work with you to support you in the implementation of your selected investment strategy to help you achieve your short, medium and long term investment needs. You are able to take advantage of the following types of investment solutions:

Enhanced Yield Strategies including Dual Currency Investments and Tower Deposits
Mutual Funds/Unit Trusts including the ability to structure a portfolio of mutual funds with your ANZ Private Banker
Interest Rate Securities including bonds, floating rate notes and convertible notes
Structured Investments including products linked to equities, bonds and mutual funds.

Find out more about investing from an ANZ Private Banker.

Enhanced Yield Strategies

Dual Currency Investments (DCIs)

DCIs combine the potential profit opportunities of foreign exchange markets and interest rate markets to offer a high yielding deposit. DCIs are suitable for investors with regular flows in two or more currencies and are comfortable with accepting a higher level of risk as their principal in the original currency is not capital guaranteed.

Potentially benefit from a higher yield compared to conventional money market investments
Enhanced interest rate regardless of whether investors are paid in the base or alternate currency
Structured according to investor needs and view on expected currency market movements and cycles.

Tower Deposits

Tower Deposits enable investors to gain enhanced returns if the reference index stays within the specified range and has limited downside risk as they are principal-protected. Tower Deposits suit investors who hold the view that a reference index will trade within a specified range or ranges during the term of the investment.

Potential for enhanced yield, possibly earning more than market deposit rates
Individually tailored to fit a specific market view
Capital protection – 100% capital protected at maturity.

Find out more about Enhanced Yield Strategies from an ANZ Private Banker.

Mutual Funds/Unit Trusts

Mutual Funds may form the basis of an investor’s medium to long term investment strategy, enabling investors to gain the benefit of diversification across a range of asset classes. With the support of ANZ Private Portfolio Service, investors can select from a range of third party funds reviewed and analysed by ANZ Private Bank using in-house and external information sources:

A range of third party funds analysed by ANZ Private Bank’s dedicated Research and Technical Analysis team
Ability to construct a model portfolio of funds across asset classes which aligns to an investor’s risk profile and investment needs
Ability of investors to view their portfolio of mutual funds securely via the internet and track their performance.

Find out more about Mutual Funds from an ANZ Private Banker.

Interest Rate Securities

Interest Rate Securities enable investors, who are comfortable with a relatively higher investment risk than traditional cash/fixed interest investments, to diversify part of their cash/fixed income allocation to higher yielding pools of securities:

a variety of product types including government, semi-government and corporate bonds, floating rate notes and convertible notes
steady and reliable income streams
achieve higher yields than more traditional cash/fixed interest deposits.

Find out more about Interest Rate Securities from an ANZ Private Banker.

Structured Investments

Structured Investments enable investors to gain enhanced returns with the potential of up to 100% capital protection. Investors are able to link their investment returns to selected asset classes such as equities, bonds, mutual funds and currency exchange rates to benefit from potentially higher returns. Structured Investments suit investors who hold a view on the direction that a particular asset class will take during the term of the investment:

potential for up to 100% capital protection
possibility of higher returns
diversification into various asset classes
a range of ANZ and third party structured investments
ability to choose to benefit from upward, sideway or downward movement of the asset class
pre-determined terms ranging from one to seven years.

Find out more about Interest Rate Securities from an ANZ Private Banker.

Investments in foreign currencies may be subject to fluctuations which impact your principal investment amount in local currency terms, including the potential for capital losses. We recommend you seek independent, professional advice to take account of your personal needs and financial circumstances and whether the products are appropriate for you.

Limits apply for investment products which may change from time to time.