ANZ Samoa - Fees and Charges


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Samoa Fees and Charges

Fees Summary

Deposits & Services

Lending Products
Cards & Electronic Banking Services

International/Trade Finance Services

All fees are expressed in WST, unless otherwise stated.

All fees are manual, unless otherwise stated.


Deposits & Services	top

Fee Description	Amount	Frequency if applicable	Manual or Automated
Account Re-opened	$20		Manual
Bank Cheques/Local Drafts - Issue	$10 ANZ customer + stamp duty $10- Non Customer + stamp duty	Per cheque	Automated
Bank cheques/local drafts replacement	$10	Per cheque	Automated
Bank Cheques/Local Drafts - Refund	$10	Per cheque	Manual
Cash Handling Fee - Change	$50-above $2-50 $100 -above $5-00 Max.$25-00	Per request	Manual
Cash Handling Fee - Poorly Arranged Lodgements	$5-00 $25-00 Max	Per lodgement	Manual
Cash Handling Notes & Coin Service Fee - Payroll	$20	Per request	Manual
Certificate of Balance	$50-00	Per request	Manual
Certificate of Interest Paid or Received,for Audit Purposes	$50-00	Per request	Manual
Current Account Base Fee	$5-00	Monthly	Automated
Current Account Activity Fee	$0-20 per transaction	Monthly	Automated
Deposit Book -Large -Small	$5-00 $3-00	Per book	Manual
Dishonours - Insufficient Funds	$20-00	Per cheque	Manual
Dishonours - Irregularities	$20-00	Per item	Manual
Dishonour - Outward Representation	$30-00	Per cheque	Manual
Fax Fee - Overseas	$20-00	Per request	Manual
Indemnity given by Customer Services	$10-00	Per indemnity	Manual
Issue of Statement Request	$2-00	Per statement	Manual
Issue of Instant Statement	$2-00	Per copy	Manual
Replacement Lost Passbook	$20-00	Per passbook	Manual
Mail Lodgement Fee - Local	$5-00	Per request	Manual
Penalty Fee (Savings)	$5-00 if balance below $500-00	Monthly	Automated
Monthly Maintenance Fee (Access Freedom)	$5-00	Monthly	Automated
Confirmation of Balance on behalf of Customer	$20-00	Per request	Manual
Frequent Access Charge to Safe Custody	$10-00	Every access to package	Manual
Safe Custody Fee	$20-00 Non Customer $10-00 Customer	Annually	Manual
Search Fee	$20-00 per hour $10-00minimum	Per request	Manual
Special Clearance of Cheques at Customer Request	$20-00	Per item	Manual
Standing Order Fee	$0-50	Per item	Automated
Statement Request (CSL)	$25-00	Per statement	Manual
Stop Payment Fee	$5-00	Per request	Automated
Surrender of paid Cheques/Deposits Fee	$1-50 plus Search Fee	Per item	Manual
Term Deposit Prepayment Fee	$25-00	Per request	Manual
Transfer to other Banks	$5-00	Per Transaction	Automated
Voucher Examination Request	$20-00 per hour Minimum $10-00	Per request	Manual
Over the Counter Fee	$2-00 per transaction (see account details for specific details)	Monthly	Automated
Payroll Fee	$1.00	Per Transaction	Manual
Search Fee for vouchers & statements before 1998	$50 per hour	For each request	Manual
Establishment & amendment fee for standing orders to a Financial Institution	$3-00	Per Standing order	Automated
Standing Order Rejection Fee	$7.50	Per transfer	Automated
Cash Handling Fee - Money Transfer Companies	2% of Total Amount	Per Transaction	Manual
Departure Tax Commission	$0-30	For each D/Tax collected	Manual
Cheque Book Charge	25 Leaves -$17-50 50 Leaves -$35-00 100 Leaves -$70-00 200 Leaves -$140-00	Per Book	Manual
Diskpay Processing Fee	$0.20	Per Transaction	Manual


Lending Products	top

Fee Description	Amount	Frequency if applicable	Manual or Automated
Establishment Fee -LAF	1.5% on approved amount. $45 minimum	On occasion basis	Automated
Establishment Fee -LAF Residential Property	1% New Loan. 0.5% Switch over existing.	On occasion basis	Automated
Small Loan Fee (if approved)	$40	On occasion	Manual
Overdraft excess fee	1.5% on excess balance. $45 minimum	Daily	Automated
Overdraft Service Fee OD Line	.375% per quarter on limit or overdraft balance whichever is higher.$15 minimum	Quarterly	Automated
Documentation Fee e.g. Dead of Mortgage	$20	Per form	Manual
a. Preparation of Security	$20 letter to Outside Solicitor		Manual
b. preparation of security by our Corporate Solicitor e.g memorandum of transfer/mortgage & chattel securities	Refer to Scale at Legal Department		Manual
c. Insurance premiums	$20 Solicitors Cost/fire insurance premium		Manual
d. Insurance policy	Assignment of life policy $20 Reassignment of life policy $20 Surrender of life policy $20 Letter to update surrender value $20		Manual
e. Guarantees	$50 (one party)+ Govt Stamp Duty $70 (multiple parties)+ Govt Stamp Duty		Manual
Discharge Fee under Bank seal	$300		Manual
Serving Demand	$20 when preparing notice of demand		Manual
Unpaid Transfer	$7-50 unpaid transfer to account of third party		Automated
Opinion Fee	$20 or $20 in currency of country requesting opinion		Manual
Annual Review Fee a/c operating as arranged a/c operate outside arrangement	$100 for business accounts and $50 for personal accounts	Annually	Automated
Base Fee on Loan Repayment Account	$5 per month	Monthly	Automated
Commitment Fee	1% of Undrawn Loan Amount	Charged monthly	after 90 days Automated
Loan Restructure Fee	1% of balance	Occasion basis	Manual
Loan Admin. Charge (Non Housing & Term Loan)	0-4999 wst5 per month 5000-49999 wst10 per month 50000-149999 wst15 per month 150000 and above .01% per month	Monthly	Automated
Lease Finance Approval Fee	2% of Original Cost	On approval	Manual
Performance Bond Fee	2% of Original Amount and 1% every 6 months thereafter		Manual
Insurance Fee	$10 Below $1000 loan. $15 Above $1000	On Occasion	Manual


Cards & Electronic Banking Services	top

Fee Description	Amount	Frequency if Applicable	Manual or Automated
MASTER/VISA CARDS
Business Card Application	$25-00	Per item	Manual
Personal Card Application	$25-00	Per item	Manual
Limit Increase Request (Business Card)	$25-00	Per item	Manual
Limit Increase Request (Personal Card)	$25-00	Per item	Manual
Business Card Payment	$25-00, $30 PCB customers	Per transaction	Manual

ACCESS DEBIT CARDS
Re-order	$5-00	Per card	Manual
Overseas Encashment	Local cards $10-00 Offshore a/cs USD 4, AUD 6, NZ 7	Per item	Automated
ATM transaction fee	$0-20 per transaction (Check specific account details)	Monthly	Automated

EFTPOS
Eftpos Terminal	1st terminal- free:$150 for additional per quarter	Quarterly	Manual
Eftpos Transaction- Visa/Master Cards	Varies from 2.5% to 5%	Per transaction	Manual


International/Trade Finance Services	top

Fee Description	Amount	Frequency if applicable	Manual or Automated
INWARD PAYMENTS
Cash Account Transfer Payments	.25% on all transactions either cash or a/c credit Min.$7-50. Max $25 A/c credit more than $1000 -Free	Per item	Manual
Radio Broadcast	$3-00	Per message	Manual
Vouchers to Local Banks	Min $20-00. Max $25-00	Per item	Manual
Overseas Bank Fees	CHASE NY USD10/BOA USD5	Per item	Manual
Drafts	$5-00 of Currency	Per item	Manual

OUTWARD PAYMENTS
Drafts	$10 Includes Stamp Duty	Per item	Automated
Telegraphic Transfer	All $30	Per item	Automated
Repurchase Reissue Stop Payment of Outward Payments	$60-00 + O/S Bank Fees (NZD25,AUD15)	Per item	Manual
Travellers Cheques (Sale)	Commision - 1% $10 Minimum	Per total sale	Manual
Dishonoured cheques (Sale)	$30-00 plus Interest @ 12% from 14 days we credited the customer plus overseas charges if any	Per cheque	Automated
Cover Swap	$30-00 of currency	Per item	Automated
Encashment of Foreign Cheques	$5-00 of currency + stamp duty	Per item	Automated
Encashment of Travellers Cheques	$5-00 of currency + $0-50 stamp duty	Per transaction	Automated

FOREIGN CURRENCY ACCOUNTS
Cash Lodgements	Com. - 1% unit of currency	Per transaction	Manual
Foreign Traveller�s Cheques	Com. - 1% unit of current	Per transaction	Manual
Base Fee	USD20, NZD30, AUD25, EUR Eq USD20	Quarterly	Automated
Non-resident TT Fees out of Offshore Accounts	AUD30, GBP30, NZD30, USD30, USD20	Per transaction	Manual
Bank draft Fees out of Offshore Accounts	AUD10, GBP10, NZD10, USD10	Per transaction	Manual

TRADE FINANCE
OCI's- Bank to Bank	Com. .30% ST amount. Minimum $30 + $0-50(stamp duty) Plus Communication costs	Per item	Manual
OCI's- Supplier to Bank	Com. 375% ST amount. Minimum $30 + $0-50 stamp duty Plus Communication costs	Per item	Manual
Fax Cost- Overseas	$20-00	Per item	Manual
Late Payment Fee	Term - $30, Sight - $20 monthly	Per item	Manual
Fate Fee	$20-00 plus Communication costs	Per item	Manual
Issuing shipping Guarantees	$50-00 + 50 sene stamp duty	Per item	Manual
Outstanding Shipping Guarantees	1% ST amount. Min. $30 monthly	Per item	Manual
Clean Withdrawn Collections	0.3%ST amount. Minimum $30	Per item	Manual
Documentary	.375% ST amount. Minimum $30+ plus communication costs	Per item	Manual
OCO�s	.375% ST amount. Minimum $30 plus communication costs/Courier Pacific $50 Other $70	Per item	Manual
Extension	$20-00	Per item	Manual
Unpaid OCI's	$25-00 monthly	Per item	Manual

LETTERS OF CREDIT
Establishment Fee	Comm. .50% ST Amount. Minimum $20 plus communication costs		Manual
Amendment Fee	$20 plus communication cost	Per item	Manual
Bills Inward - Collections of clean items	Minimum $30	Per item	Manual
Advising fee for Export Documentary Credits	$50	Per item	Manual

Note:
All fees and charges were current at time of publication, but are subject to change without prior notice. You should confirm current fees and charges with us by phone on +685 69999 (during normal banking hours), fax on +685 24595 or email on samoa@anz.com prior to initiating a transaction or using a service in reliance upon the fees and charges as outlined here.