Convenient banking

ANZ offers a personal overdraft for customers who have relatively high but somewhat irregular income and require extra funds to cover temporary shortages. Certain terms and conditions apply. Our repayment and term arrangements can be set to suit your needs.

It provides you with flexibility in day-to-day account operations, with your own personal overdraft providing you access to cash during temporary shortages in cash income.

Features at a glance

Apply now

Apply for an ANZ Personal Loan by visiting your local ANZ branch or call +685 69 999 to speak to an ANZ specialist today.

To save yourself time, you can complete an ANZ Consumer Loan Application before visiting your local ANZ branch.

All lending is subject to ANZ's normal credit approval criteria. Terms and conditions available upon request. Fees and charges apply.

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