Interest rates

Everyday personal banking accounts

Account Rates
Access Freedom Account Non interest bearing
Access Pay As You Go Account Non interest bearing
Personal Cheque Account Non interest bearing

Personal savings accounts

Account Rates
Fast Saver Account 1.00% p.a. plus bonus interest 2% *(Terms & Conditions apply)
Serious Saver Account 1.00% p.a.
Senior Saver Account 0.25% p.a.
Junior Saver Account 0.50% p.a.
Rural Saver Account 0.50% p.a.
Term Deposit
1 – 2 months 1.50% p.a.
3 – 5 months 1.50% p.a.
6 – 11 months 1.75% p.a.
12 months 2.75% p.a.

Personal loans and overdrafts

Account Rates
Home loan 8.50% p.a. (fixed 12 months) 8.99% p.a. (Variable)
Personal loan

13.00% p.a. secured

16.00% p.a. unsecured

Small loan 16.00% p.a. unsecured

*(Please note: interest rates are subject to change without notice.)

Business transaction accounts

Account Rates
Overdraft Business Cheque Account Variable (refer to your Relationship Manager)
Overdraft Personal Cheque Account Variable (refer to your Relationship Manager)

Business lending accounts

Account Rates
Residential property investment loan Variable (refer to Mobile Mortgage Manager)
Term loan Variable (refer to your Relationship Manager)
Lease finance Current leasing rates (fixed) (refer to Relationship Manager)

All interest rates are on a per annum basis.