Find ANZ Contact

Interest rates

The following information is current from 1 September 2025 and is subject to change.

Pacific Savings Account

Amount	Interest rate
$0-$99.99	0.00% p.a.
$100+	0.40% p.a.*

*Interest is earned when you have an end of day account balance of $100 or more. The account balance used on non-business days is the account balance for the previous business day.

Priority Cash Management Account

Amount	Interest rate
$0-$4,999.99	0.40% p.a.
$5,000-$9,999.99	0.40% p.a.
$10,000-$19,999.99	0.40% p.a.
$20,000+	0.40% p.a.

*Interest is calculated based on your end of day account balance. The account balance used on non-business days is the account balance for the previous business day. Note: This product is no longer available to new customers.

Term deposits

Term	Interest rate ($3,000 - $100,000)
1 month (30-89 days)*	0.50% p.a.
3 months (90-179 days)	0.75% p.a.
6 months (180-364 days)	1.00% p.a.
12 months (365-729 days)	1.75% p.a.

All interest rates are subject to change. ANZ terms and conditions and fees apply. For further information, please talk to one of our branch staff.

*Note: This product is no longer available to new customers.

Home loans

ANZ lending criteria, terms, conditions and fees apply. You should seek confirmation of interest rates from ANZ before taking out any loan.

Type	Interest rate
Variable rate^disclaimer	6.79% p.a.

Personal loans

ANZ lending criteria, terms, conditions and fees apply. You should seek confirmation of interest rates from ANZ before taking out any loan.

Type	Interest rate
Personal loan - Secured	12.50% p.a.
Personal loan - Unsecured	15.50% p.a.

Business transaction accounts

ANZ lending criteria, terms, conditions and fees apply.

Account	Interest rates
Overdraft Business Cheque Account	Variable (refer to your Relationship Manager)

Business lending accounts

ANZ lending criteria, terms, conditions and fees apply.

Type	Interest rate
Residential property investment loan	Variable (refer to Mobile Mortgage Manager)
Term loan	Variable (refer to your Relationship Manager)
Lease finance	Current leasing rates (fixed) (refer to Relationship Manager) Note: This product is no longer available to new customers.

See our fees and charges for all Samoa products and services.

Important information

All interest rates are on a per annum basis. All dollar amounts are in Samoan Tala (WST).

This interest rate applies to local currency variable rate home loans only. Interest rates are subject to change.

Return