Every year thousands of Australians head overseas and have fantastic experiences. Sadly though, some have far from the perfect trip. Taking the right steps can limit your risk.
|Planning to stay healthy overseas|
Before you go overseas research the potential health and safety pitfalls of your destination(s).
It’s where you’ll find the current travel advisory for the country you’ll be visiting, including health, safety and security information which is updated every day.
Check that there are no travel alerts that make you uncomfortable about going ahead with your trip.
Before you go overseas:
Contact Medicare Australia for information about staying healthy while travelling. Medicare also provides details of countries with which we have reciprocal health care agreements.
Contact Health Services Australia for details of the vaccinations you need and services available in your area.
|Staying healthy while travelling|
You've had your vaccinations, packed your medicines, done your research – now what? Enjoy yourself while being aware and minimising risk.
Talk to locals about what is and isn’t safe, starting with asking at the tourist information centre. No matter where you are, there are places you wouldn’t go at night and things you wouldn’t consider doing. For instance:
There are other ways to protect your health while travelling:
Another thing to be aware of while travelling is DVT, or Deep vein thrombosis, often referred to as 'economy class syndrome'. It’s the forming of a blood clot usually in the veins of the legs. Known risk factors include obesity, heart disease and sitting still for extended periods of time. To help lower the risk of DVT:
Personal security and safety is paramount when travelling, so weigh up the possible risks of your intended holiday against the benefits.
Tragically, terrorism has touched many parts of the world and for many Australians the threat of terrorism influences their travel choices. Some parts of the world have a history of unrest; others may experience political, civil or military unrest at the time you travel.
Keep informed about world events, be vigilant when travelling, and most importantly, check the Australian government's Smart Traveller website for the latest travel advisory for the country you plan to visit. They are updated on a daily basis, and provide you with the best information to make your travel decisions.
Keeping your money safe
No-one wants the nerve-racking experience of being left without funds while travelling, especially in a foreign country.
Being flexible and carrying cash, travel cards, credit cards, debit cards and traveller's cheques will help with security.
Keeping them all in different locations also helps.
Other tips for keeping your money safe include:
|How can we help|
ANZ has a number of options to help you and your money stay safe and seure while overseas.
ANZ Travel Insurance – can protect you from the financial impact of a cancelled trip, lost luggage, theft along with illness and injury. Medical expenses overseas can be financially beyond reach. Ask yourself this, if I can’t afford travel insurance, can I really afford to travel? Find out more about ANZ Travel Insurance.
Then there is the security of your funds and the flexibility of having multiple ways of accessing your money. ANZ can help with the following.
ANZ Travel Card1 – a secure and convenient way to access your money while you’re abroad, with no transaction fees on purchases. You can load funds in up to 10 different currencies on a single Prepaid Visa card which is accepted more than 29 million locations worldwide. Find out more about ANZ Travel Card.
Credit cards - A flexible payment option while you're overseas. Choose from a range of rewards credit cards and you could earn points for travel purchases. Our platinum credit cards come with many built-in travel benefits such as Overseas travel and medical insurance. Compare ANZ Credit Cards.
ANZ International Money Transfers* – if you do need help while you are away, then you can arrange for a family member or friend (who is an ANZ account holder) to transfer money directly to an account held by you overseas. Find out more about ANZ International Money Transfers.
Terms and conditions are available on application. Fees and charges apply.
Any advice does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you. ANZ recommends you read the Terms and Conditions and the Financial Services Guide before acquiring the product.
1. Terms and conditions are available on application. Fees and charges apply. All applications for credit are subject to ANZ’s credit assessment criteria.
2. Eligibility criteria apply to issue of an ANZ Access Visa Debit card. Please contact us for further information.
*Terms and conditions available on application. Fees and charges apply. An ANZ International Money Transfer can be arranged at an ANZ branch or Foreign Exchange Centre and through ANZ Internet Banking using an ANZ.
™ ANZ Falcon is a trademark of Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522. Falcon™ is a trademark of Fair Isaac Corporation.
Overseas travel and medical insurance Master Policy is underwritten by QBE Insurance (Australia) Limited, ABN 78 003 191 035, AFSL No. 239545. Terms, conditions, eligibility criteria, limits and exclusions apply. To activate cover under the overseas travel and medical insurance Master Policy, you must meet the eligibility criteria: you must be a permanent resident of Australia, have debited at least $250 worth of eligible overseas travel arrangements to your Platinum card account prior to departing Australia, have a current Platinum card account at the date of any claimable event, have a return ticket to Australia and be 80 years of age or under. Please refer to the ANZ Platinum Cards Insurance booklet (PDF 680kB) - Part 1 QBE Product Disclosure Statement and policy wordings for more information and to decide whether or not this product is right for you. While overseas, we recommend that you carry proof of your overseas travel arrangements purchased on your Platinum Credit Card.
ANZ Travel Insurance is co-issued by OnePath General Insurance Pty Limited (ABN 56 072 892 365, AFSL 288160) ('OnePath General Insurance'), and QBE Insurance (Australia) Limited (ABN 78 003 191 035, AFSL 239545) ('QBE'). Australia and New Zealand Banking Group Limited (ABN 11 005 357 522) ('ANZ') is an authorised deposit taking institution (Bank) under the Banking Act 1959 (Cth). OnePath General Insurance is owned by ANZ – it is the issuer of the product but is not a Bank. This product is not a deposit or other liability of ANZ or its related group companies and none of them stands behind or guarantees the issuer. The information provided is of a general nature and does not take into account your personal needs and financial circumstances. You should consider the appropriateness of the information having regard for your objectives, financial situation and needs. You should read the ANZ Financial Services Guide (PDF 104kB) and the ANZ Travel Insurance Product Disclosure Statement (PDF 1MB), and consider whether this product is right for you.
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