Living on your own

Lots of people love to have their own sanctuary, a place where they can close the door to the hustle and bustle. That said, living alone is generally more expensive than living with friends or a partner.

You have the responsibility of managing the household yourself - at least you can do that as you like. Here are some things to consider:

• Can you afford the rent or mortgage payments on your own?
• Would you be better off renting part of your home to another person?
• Are you and your possessions adequately insured?
• What would happen to you if you lost your job or suffered an illness or injury and couldn't work?

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You've had enough of share housing, the mess, the noise from housemates, or you just want your own space. Whether renting or buying, you need to plan for the move to solo living and be confident it's going to suit your personality and your budget. It's certainly going to be more expensive, and you need to do your sums before making the move.

• Renting
• Buying a home

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ANZ has a range of products and services that can assist you if you are managing your finances on your own.

An ANZ Financial Planner – why not get serious about your future? Our financial planners can help you build wealth, protect your life and income, and reach your goals together. Your initial discussion is complimentary and without obligation. Book an appointment with an ANZ Financial Planner.

An A-Z Review^® - meeting with an ANZ Personal Banker could make your banking more convenient and find solutions to help you get the most from your money. Request an A-Z Review^® at your nearest ANZ branch.

ANZ Income Protection – protection and peace of mind in case you're injured, ill and unable to work. Find out more about ANZ Income Protection.

An ANZ Home and Investment Lending Manager – if you are looking to buy or renovate your home. Our expert lenders can help you find the right home loan from our award winning range.

ANZ Home Insurance - Perfect for homeowners, get cover for your building and/or contents with award winning home insurance. Find out more about ANZ Home Insurance.

ANZ Home Insurance (Contents cover) - Great for renters, this covers your belongings including, appliances, computers, furniture and valuables, against damage or loss both in and away from home. Find out more about ANZ Home Insurance (Contents cover).

ANZ Financial Planners are representatives of Australia and New Zealand Banking Group Limited, ABN 11 005 357 522, the holder of an Australian Financial Services licence.

^® A-Z Review is a registered trademark of Australia and New Zealand Banking
Group Limited (ANZ) ABN 11 005 357 522.

ANZ Home Insurance is co-issued by OnePath General Insurance Pty Limited
(ABN 56 072 892 365 AFSL 288160) (OnePath General Insurance) and QBE
Insurance (Australia) Limited (ABN 78 003 191 035 AFSL 239545) (QBE). OnePath General Insurance is a wholly owned subsidiary of Australia and New Zealand
Banking Group Limited (ABN 11 005 357 522) (ANZ). ANZ is an authorised deposit taking institution (Bank) under the Banking Act 1959 (Cth). OnePath General Insurance is owned by ANZ – it is a co-issuer of the products but is not a Bank.
These products are not deposits or other liabilities of ANZ or its related group companies and none of them stands behind or guarantees the issuers. The information provided is of a general nature and does not take into account your personal needs and financial circumstances. You should consider the
appropriateness of the information having regard for your objectives, financial situation and needs. You should read the ANZ Home Insurance Product Disclosure Statement (PDF 1.05MB), and consider whether this product is right for you.

ANZ Income Protection is issued by OnePath Life Limited (OnePath Life)
ABN 33 009 657 176, AFSL 238341. Australia and New Zealand Banking Group
Limited (ANZ) ABN 11 005 357 522 is an authorised deposit taking institution
(Bank) under the Banking Act 1959 (Cth). OnePath Life is owned by ANZ – it is the
issuer of the product but it is not a Bank. Except as set out in the issuer's contract terms (including the Product Disclosure Statement), this product is not a deposit or other liability of ANZ or its related group companies. None of them stands behind
or guarantees the issuer. The information provided is of a general nature and does
not take into account your personal needs and financial circumstances. You should consider the appropriateness of the information, having regard to your objectives, financial situation and needs. You should read the ANZ Income Protection Product Disclosure Statement and Policy (PDF 324kB) and consider whether this product is right for you.

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