So it’s time to trade up? Perhaps you’ve been leasing your car and need to turn it over, or maybe your needs have changed.
|Private sale or trade in?|
This really depends on your appetite for selling your car privately and your desire to get the best possible price.
What’s our car worth?
While every car is different and you really need an inspection for an adequate valuation, Red book will provide a price range based on statistics of cars sold privately and through dealers.
Car yards have overheads, they need to provide warranties and they need to make a profit.
If you’re offered a great trade-in deal then consider how much you’re paying for the new car. It’s all about change over. How much will the two transactions cost you in the end?
Unless of course you’re trading a Ferrari for a Scooter in which case you’ll be the one walking away with a cheque!
|Selling your car|
You don’t know the people who are coming. All you may have is a name and their mobile number so by all means be friendly but be wary.
For the buyer, they’ll be hoping to get it for less than the maximum they’re prepared to pay.
Haggling is a matter for the individual. Some people love it while others would rather just pay the price and get it over with. Ideally the negotiations will be pleasant for both of you.
Have fun finding your new car.
|How we can help|
Hopefully you’ve got the price you wanted. Depending on your circumstances you may have some spare cash or you may already be looking for your new car. Either way we can help.
Car finance: it can take a long time to find the right car. How much petrol it consumes, how well it handles and even how good it looks – there’s so much to weigh up. Once you have found ‘the one’ you’ll want to get the finances out of the way and get behind the wheel as soon as possible. That’s where ANZ comes in. With a choice of secured and unsecured loans, we can tailor a package that suits your needs. Our approval process is fast and easy and that means you’ll be out on the road sooner.
The ANZ Personal finance selector can help you find the right finance options for your new car.
ANZ Loan Protection: help to meet your repayments for your Personal Loan should the unexpected happen1. If you have loan protection in conjunction with an ANZ Personal Loan, for the term of the loan, you may be entitled to a discount on the interest rate of the loan.
ANZ Car Insurance2: be prepared for those surprises you meet on the road, whether you are on the highway or your own driveway.
An A-Z Review® with an ANZ Personanl Banker: looking for someone to guide you through your car finance and insurance options? Or do you have some surplus cash and want to make sure you’re earning a competitive rate of interest? Request an A-Z Review® and one of our Personal Bankers can help explore your options.
1 ANZ Loan Protection is underwritten by OnePath Life Limited (OnePath Life) ABN 33 009 657 176 and QBE Insurance (Australia) Ltd ABN 78 003 191 035. Australia and New Zealand Banking Group Limited (ANZ) (ABN 11 005 357 522) is an authorised deposit taking institution (bank) under the Banking Act 1959 (Cth). OnePath Life is owned by ANZ it is the co-issuer of the product (along with QBE Insurance (Australia) Limited ABN 78 003 191 035 AFSL 239545) but it is not a bank. Except as set out in the issuer's contract terms (including the Product Disclosure Statement), this product is not a deposit or other liability of ANZ or its related group companies. None of them stands behind or guarantees the issuers. Terms and Conditions apply. View further details and important information. It is important that you read and understand the Product Disclosure Statement including terms, conditions and limits (PDF 288kB).
2 ANZ Car Insurance is co-issued by OnePath General Insurance Pty Limited (ABN 56 072 892 365 AFSL 288160) – phone 13 20 62 (OnePath General Insurance) and QBE Insurance (Australia) Limited (ABN 78 003 191 035 AFSL 239545) (QBE). OnePath General Insurance is a wholly owned subsidiary of Australia and New Zealand Banking Group Limited (ABN 11 005 357 522) (ANZ). ANZ is an authorised deposit taking institution (Bank) under the Banking Act 1959 (Cth). OnePath General Insurance is owned by ANZ – it is a co-issuer of the products but is not a Bank. These products are not deposits or other liabilities of ANZ or its related group companies and none of them stands behind or guarantees the issuers. The information provided is of a general nature and does not take into account your personal needs and financial circumstances. You should consider the appropriateness of the information having regard for your objectives, financial situation and needs. You should read the ANZ Car Insurance Product Disclosure Statement (PDF 912kB) and consider whether these products are right for you. ANZ receives a commission of 12.5% of your premium for ANZ Car Insurance from the issuers. All ANZ Group staff members receive a salary, and may receive monetary and non-monetary benefits based on the number of ANZ Car Insurance sales achieved.
Terms and conditions are available on application. Fees and charges apply.
® A-Z Review is a registered trademark of Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522.
The information provided is general information only and does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you. Before making any decision to acquire, hold or sell any financial product, ANZ strongly recommends that you seek financial planning and/or tax advice and read ANZ’s Financial Services Guide (PDF 104kB), the relevant Product Disclosure Statement and/or Terms and Conditions.
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