Insights from your Investment Suitability Guide
Thank you for taking the time to complete the Investment Suitability Guide. In doing so, you've given us some valuable insights into your investment experience, priorities and preferences.
We have now gained a broad understanding of what kinds of investment opportunities could appeal to you. Moreover, you've given us a sense of how involved you'd like us to be in your investment decisions.
Your Risk Appetite and Market Knowledge and Experience
The responses you provided for risk appetite indicate that you're cautious when it comes to investment risk. As far as market knowledge and experience is concerned your responses indicate a moderate level of experience and understanding.
What does this mean?
A Cautious investment profile suggests you may prefer keeping your capital safe and your funds accessible. You want safety and stability, so your investment options are likely to be products that offer ready access to your money.
Limited / Moderate market knowledge and experience broadly suggests you have historically had limited exposure to financial markets.
You may have investment experience and understand some of the influences on performance and volatility. You know some risk is necessary to achieve long-term capital growth, however this has been limited to retail managed funds or ASX listed equities and not complex investments such as structured products and derivatives.
The responses you provided for risk appetite indicate that you're cautious when it comes to investment risk. As far as market knowledge and experience is concerned your responses indicate a high level of experience and understanding.
What does this mean?
A Cautious investment profile suggests you may prefer keeping your capital safe and your funds accessible. You want safety and stability, so your investment options are likely to be products that offer ready access to your money.
High market knowledge and experience suggests you understand the influences on investment performance and volatility. You have proven experience with complex investments and use research and other investment information to make well-informed decisions.
The responses you provided for risk appetite indicate that you're modest when it comes to investment risk. As far as market knowledge and experience is concerned your responses indicate a moderate level of experience and understanding.
What does this mean?
A Modest investment profile suggests you may be quite prudent with your investments. The opportunity for modest capital growth is important but you prefer investments designed to preserve more of your capital if equity markets fall.
You're willing to accept low risks for some capital growth potential and are prepared for small fluctuations in value or income./p>
Limited / Moderate market knowledge and experience broadly suggests you have historically had limited exposure to financial markets.
You may have investment experience and understand some of the influences on performance and volatility. You know some risk is necessary to achieve long-term capital growth, however this has been limited to retail managed funds or ASX listed equities and not complex investments such as structured products and derivatives.
The responses you provided for risk appetite indicate that you're modest when it comes to investment risk. As far as market knowledge and experience is concerned your responses indicate a high level of experience and understanding.
What does this mean?
A Modest investment profile suggests you may be quite prudent with your investments. The opportunity for modest capital growth is important but you prefer investments designed to preserve more of your capital if equity markets fall.
You're willing to accept low risks for some capital growth potential and are prepared for small fluctuations in value or income./p>
High market knowledge and experience suggests you understand the influences on investment performance and volatility. You have proven experience with complex investments and use research and other investment information to make well-informed decisions.
The responses you provided for risk appetite indicate that you're moderate when it comes to investment risk. As far as market knowledge and experience is concerned your responses indicate a moderate level of experience and understanding.
What does this mean?
A Moderate investment profile suggests you may be prepared to accept frequent and sometimes significant fluctuations in capital and income value in order to increase your wealth in the long-run.
Moderate investors generally understand the need to invest more of their portfolio in higher risk investments to achieve higher potential returns.
Limited / Moderate market knowledge and experience broadly suggests you have historically had limited exposure to financial markets.
You may have investment experience and understand some of the influences on performance and volatility. You know some risk is necessary to achieve long-term capital growth, however this has been limited to retail managed funds or ASX listed equities and not complex investments such as structured products and derivatives.
The responses you provided for risk appetite indicate that you're moderate when it comes to investment risk. As far as market knowledge and experience is concerned your responses indicate a high level of experience and understanding.
What does this mean?
A Moderate investment profile suggests you may be prepared to accept frequent and sometimes significant fluctuations in capital and income value in order to increase your wealth in the long-run.
Moderate investors generally understand the need to invest more of their portfolio in higher risk investments to achieve higher potential returns.
High market knowledge and experience suggests you understand the influences on investment performance and volatility. You have proven experience with complex investments and use research and other investment information to make well-informed decisions.
The responses you provided for risk appetite indicate that you're savvy when it comes to investment risk. As far as market knowledge and experience is concerned your responses indicate a moderate level of experience and understanding.
What does this mean?
A Savvy investment profile suggest you may aim for higher long-term investment returns and are relatively comfortable with investment markets and their inherent risks.
You know that significant capital fluctuations are likely but your focus is on capital growth and wealth accumulation.
Limited / Moderate market knowledge and experience broadly suggests you have historically had limited exposure to financial markets.
You may have investment experience and understand some of the influences on performance and volatility. You know some risk is necessary to achieve long-term capital growth, however this has been limited to retail managed funds or ASX listed equities and not complex investments such as structured products and derivatives.
The responses you provided for risk appetite indicate that you're savvy when it comes to investment risk. As far as market knowledge and experience is concerned your responses indicate a high level of experience and understanding.
What does this mean?
A Savvy investment profile suggest you may aim for higher long-term investment returns and are relatively comfortable with investment markets and their inherent risks.
You know that significant capital fluctuations are likely but your focus is on capital growth and wealth accumulation.
High market knowledge and experience suggests you understand the influences on investment performance and volatility. You have proven experience with complex investments and use research and other investment information to make well-informed decisions.
The responses you provided for risk appetite indicate that you're advanced when it comes to investment risk. As far as market knowledge and experience is concerned your responses indicate a moderate level of experience and understanding.
What does this mean?
An Advanced investment profile suggests you may accept very high levels of investment risk for the potential to achieve exceptional long-term returns.
You know that high exposure to risky and complex investments means the value of your capital could fluctuate significantly in the long term.
Limited / Moderate market knowledge and experience broadly suggests you have historically had limited exposure to financial markets.
You may have investment experience and understand some of the influences on performance and volatility. You know some risk is necessary to achieve long-term capital growth, however this has been limited to retail managed funds or ASX listed equities and not complex investments such as structured products and derivatives.
The responses you provided for risk appetite indicate that you're advanced when it comes to investment risk. As far as market knowledge and experience is concerned your responses indicate a high level of experience and understanding.
What does this mean?
An Advanced investment profile suggests you may accept very high levels of investment risk for the potential to achieve exceptional long-term returns.
You know that high exposure to risky and complex investments means the value of your capital could fluctuate significantly in the long term.
High market knowledge and experience suggests you understand the influences on investment performance and volatility. You have proven experience with complex investments and use research and other investment information to make well-informed decisions.