ANZ Fixed Rate Personal Loan

Fixed Loan
An ANZ Fixed Rate Personal Loan offers you the certainty of knowing what your repayments are for the term of your loan. A fixed rate loan could protect you against increasing interest rates and help you plan your budget.

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ANZ Fixed Rate Personal Loan Features

Loan Features Description
Benefits
  • Offers you the certainty of knowing what your repayments are for the fixed loan period
  • Safeguards you against increasing interest rates
  • Could assist you with budget management.
Features
  • Minimum loan amount: $5,000
  • No maximum loan amount set
  • Loan term: From 1 to 7 years (your choice)
  • ANZ Loan Protection1: Optional insurance cover for when the unexpected happens. If you choose ANZ Loan Protection, you may qualify for a 0.25% p.a. interest rate discount.
Additional Repayments Yes. Fees and charges apply.
Redraw Facility Not available
Fees and charges
  • Loan approval fee: $150, due when the loan is drawn down
  • Loan administration fee: $30, charged every three months, for the previous three months.
Interest Rates3 Interest rate from loading product data(View current rates)
Comparison rate2 from loading product data(View current rates)

Applying for an ANZ Fixed Rate Personal Loan is now even easier

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Call us today

Call a loan specialist now on 1800 339 410, Monday to Friday, 8am to 9pm (AEST), Saturday, 9am to 4pm (AEST).

Apply online

Apply online

Submit an online personal loan application and receive a response in only 60 seconds. Apply now.

Visit any branch
Visit any branch
What you need to apply

What you’ll need to apply

Find out about personal loan eligibility and what you’ll need to apply. 

All applications for credit are subject to ANZ's credit assessment criteria.

Terms and Conditions available on application. Fees and charges apply. 

1. ANZ Loan Protection is underwritten by OnePath Life Limited (OnePath Life) ABN 33 009 657 176 and QBE Insurance (Australia) Ltd ABN 78 003 191 035.

Australia and New Zealand Banking Group Limited (ANZ) (ABN 11 005 357 522) is an authorised deposit taking institution (bank) under the Banking Act 1959 (Cth). OnePath Life is owned by ANZ – it is the co-issuer of the product (along with QBE Insurance (Australia) Limited ABN 78 003 191 035 AFSL 239545) but it is not a bank. Except as set out in the issuer's contract terms (including the Product Disclosure Statement), this product is not a deposit or other liability of ANZ or its related group companies. None of them stands behind or guarantees the issuers. Terms and Conditions apply. View insurance disclaimer and important notes.

2. These comparison rates are based on a $10,000 Personal Loan for a three year term. This rate is applicable for unsecured loans only.

WARNING: This Comparison Rate applies only to the example or examples given. Different amounts and terms will result in different Comparison Rates. Costs such as early repayment fees, and cost savings such as fee waivers, are not included in the Comparison Rate, but may influence the cost of the loan.

A Comparison Rate Schedule is available at any ANZ branch or view it online ANZ Comparison Rate Schedule (PDF 76kB).

3. Rates as at loading product data(View current rates) and subject to change.

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