ANZ Secured Car Loan approved in just 3 hours.

Ready to buy a new car today and drive your dollar further? Our ANZ Secured Car Loan is competitive because we use your car as security. Plus, with quick approval (normally 3 hours), a fixed interest rate, and 100% finance available to approved customers, you can drive away with your new car sooner than you think. Beep beep!

Apply for an ANZ Secured Car Loan

ANZ Secured Car Loans makes buying a car easier:

Lower interest rate

Special online only rate available.

Get a lower interest rate than most personal loans by using the car as security.

Special online only rate available1

Approval in 3 hours

Loan approval in 3 hours. Stopwatch.

Apply online in 20 minutes. Know you've been approved normally with in 3 hours.

Easy budgeting

Easy Budgeting.

Our fixed rate makes budgeting easy - there will be no changes to your repayments during the term of the of the loan2.

Great tip: You may be able to bundle in your insurance, registration and on-road costs. Use our Secured Car Loan Calculator to work out your budget and make it happen.

About interest rates & fees
  • Special online only rate available1
  • Loan establishment fee $350 - this is a fee payable once in relation to the approval/establishment of a loan by a lender. The fee usually relates to document search costs, valuations and loan processing.
  • Loan Administration Charge $5/month - Pro-rate for fortnightly and irregular payments.

To be eligible to apply:

  • the car must be less than seven years old.
  • you must be employed.
  • you must be at least 18 years old.
  • the amount being financed must be over $7,500.

All applications are subject to ANZ Car Loans' normal credit approval criteria.

How to apply

Apply online


Apply now


Request a free callback

Within the next 30 minutes, Monday to Friday, 8am to 8pm (AEST), or Saturday, 9am to 5pm (AEST)


On the phone

Call 1300 365 652, Monday to Friday, 8am to 9pm (AEST) or Saturday, 9am to 5pm (AEST).

Important information

Terms and conditions are available on application. Fees and charges apply. 

1. Online Rate available only if you apply for an ANZ Secured Car Loan online. You may receive a different rate if you apply for a secured car loan in other ANZ channels such as an ANZ Branch, ANZ Mobile Lender or over the phone. Interest rates are subject to change.

2. Please refer to ANZ Secured Car Loans - what happens if you repay some or all of your loan early (PDF 44kB)


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