ANZ Assured is a credit limit of $500 that can be attached to your ANZ Access account. It provides you with the safety net of a credit limit to cover unexpected cash shortfalls, helping you avoid the hassle of declined transactions or bounced cheques. You will only be charged on the amount of credit you access*.
ANZ Assured key features
ANZ Assured must be attached to one of the following ANZ transaction accounts:
- No loan approval fee.
- Interest is only charged on the amount of credit used*.
- Debits will be honoured up to your approved credit limit, across all banking channels – ATMs, EFTPOS, ANZ Phone Banking, ANZ Internet Banking, ANZ branches and cheques. If there are no funds available under this credit facility, ANZ may process the debit using the Informal Overdraft facility for your linked account (refer to the terms and conditions of your linked account for more details about the Informal Overdraft facility).
The credit facility fee is waived on the $1,000 ANZ Assured limit when you have one of the following product combinations. The credit facility fee is also waived when ANZ Assured is attached to an ANZ Extras Package account.
| Product | ANZ Access Advantage ANZ Access Select |
ANZ One |
|---|---|---|
| ANZ Standard Variable Rate Home or Residential Investment Loan |
 |
|
| ANZ 1 Year Fixed Rate Home or Residential Investment Loan |
|
Apply today
ANZ’s normal credit criteria apply to each application. Applicants need to be at least 18 years of age and demonstrate capacity to afford to repay.
Terms and conditions are available on application. Fees and charges are payable.
* The interest rate applicable as at 
(View current rates) is (View current rates) but is variable and may change.
** This fee is payable monthly. It is calculated by dividing the annual credit facility fee of $60 by 366, then multiplying that figure by the number of days that facility is on effect for that month.
