Investment returns - Investments & advice

Investment returns

The ANZ Online Investment Account generates a return for you, excluding the effects of fees and charges, based on the performance of the 200 biggest publicly listed companies on the Australian share market S&P/ASX200 Index. There are two ways the account delivers potential returns:

Investment income

ANZ uses investment income (typically dividends) generated by your investment to purchase more units in the fund (after fees). This can typically increase the size of your investment in the ANZ Online Investment Account (i.e. units held).

Investment growth

As share prices rise and fall, so too will the value of your investment. Whilst investment income described above is used to increase the size of your investment (ie. units held), the rises and falls in the share prices of the ASX200 companies will determine the value of your investment (i.e. unit price).

For more detailed information about investment returns, view the Product Disclosure Statement (PDF 880kB).

Important

The performance of an investment in the Online Investment Account is not guaranteed and can be volatile, particularly in the short term. Once the money that you have deposited is invested, it is no longer held on deposit by ANZ or subject to any depositor protection under the Banking Act 1959. ANZ does not guarantee your investment in the Online Investment Account or the performance of the product or its investments. Your investment in the product is subject to a range of investment risks. They include possible delays in the repayment of withdrawals from your investment and loss of income and principal invested. ANZ recommends you read the Product Disclosure Statement (PDF 880kB) before deciding to acquire or hold the product.

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