- Maximise your super – take advantage of our round-up service by combining all your super in the one account to minimise your fees and maximise your retirement savings.
- Never lose track of your pension – view and track your pension with your other accounts in ANZ Internet Banking or ANZ goMoneyTM.
- It’s simple – be involved as much or as little as you like, choose your own investments or leave it to us.
|Round up your super|
Once your account is open, it’s a good time to round up your other super accounts into your ANZ Smart Choice Pension account. If you have multiple super accounts you may be paying more fees than you need to.
To help you get started we’ll send you the pre-completed forms when you open your account.
Alternatively you can do it yourself with the easy-to-use Round up your super tool or call Customer Services on 13 12 87 who will do it for you.
|Your investment options|
ANZ Smart Choice Pension provides you with a choice of two investment categories:
Find out more about "We Select"
Find out more about "Self Select"
You can change your investment option at any time by calling Customer Services on 13 12 87.
Once you open an account you will automatically receive Death Insurance cover (subject to eligibility), unless you opt out. You can also double your cover when you open your account or at any time by contacting us. Your cover will commence when your account has received an initial contribution.
By tax effectively packaging your insurance within ANZ Smart Choice Pension, your insurance premiums will be paid from your Pension account rather than from your after tax income.
|Fees & costs|
The fees you pay are low and simple to understand – nothing hidden, no exit fees and no commissions to financial advisers.
Note: The Investment Management Fee for ANZ Smart Choice Cash is nil.
Three easy steps to improve your retirement!
|1. Open||2. Round up||3. Complete & return|
|Simply call 13 12 87 or complete the ANZ Smart Choice Pension form online now.||Round up your other super account(s) into your Smart Choice Pension account. Call Customer Services if you would like help.||Complete and return the Notice of intent to claim or vary a deduction for personal super contributions if you’re eligible for a tax deduction on your contributions. It is important you provide this form before your pension commences.|
Before moving your super into your ANZ Smart Choice Pension account, you will need to consider whether you will incur any withdrawal fees, costs or lose any benefits when moving from your other fund. You will also need to consider whether moving your super from your current fund will affect any insurance cover you have in your other fund(s).
Taxation law is complex and this information has been prepared as a guide only and does not represent taxation advice. Please see your tax adviser for independent taxation advice.
ANZ Smart Choice Super and Pension is a product offered by OnePath MasterFund (ABN 53 789 980 697, RSE R1001525) (Fund). When you invest in the products you become a member of the Fund. OnePath Custodians Pty Limited (ABN 12 008 508 496, AFSL 238346, RSE L0000673) is the Trustee of the Fund and is the issuer of the ANZ Smart Choice Super and Pension Product Disclosure Statement (PDS) (PDF 260kB) (including the ANZ Smart Choice Super and Pension Additional Information Guide (PDF 236kB)).
This information is of a general nature and has been prepared without taking account of your objectives, financial situation or needs. You should consider the appropriateness of the information, having regard to your objectives, financial situation and needs. You should read the ANZ Financial Services Guide (PDF 512kB) and the ANZ Smart Choice Super and Pension Product Disclosure Statement (PDS) (PDF 260kB) available by visiting ANZ Smart Choice Super site or call Customer Services on 13 12 87 before deciding to hold or acquire the product.
ANZ does not represent or guarantee that access to ANZ Internet Banking will be uninterrupted. Temporary service disruptions may occur.
ANZ goMoney is a registered trade mark of ANZ.
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