When you retire, your superannuation payout can be taken as an income stream, a lump sum or both. Investing your retirement funds wisely is a key priority if you want to ensure a financially secure and comfortable lifestyle.
If you aren’t ready to stop work yet, you may like to reduce your working hours and supplement your income using a transition to retirement strategy.
Things to consider when:
Retirement is a long way off. However, at this point in your life, you need to have a basic understanding of how much money you are likely to need in retirement.
An ANZ Financial Planner can help you balance the financial needs of your immediate future with those of your long-term goals and dreams.
You may still have a while before you are ready to retire, but retirement planning requires careful consideration and an accurate assessment of your financial and personal circumstances.
An ANZ Financial Planner can help you plan for a better retirement without compromising your lifestyle, as well as discuss strategies that can help you work less or save more for your future.
When you stop working for a living and start using your super to fund your lifestyle, you need to ensure that you can meet your living expenses and still have enough to enjoy the good things in life.
An ANZ Financial Planner can discuss debt management, retirement income products as well as obtaining all your Centrelink entitlements.
Through an ANZ Financial Planner you can invest in one or more of over 80 funds, managed by a selection of leading fund managers. Take a closer look at OneAnswer Frontier Pension
ANZ Financial Planners are representatives of Australia and New Zealand Banking Group Limited, ABN 11 005 357 522, the holder of an Australian Financial Services licence.