ANZ Smart Choice Transition to Retirement

Once your account is open, it’s a good time to round up your other super accounts into your ANZ Smart Choice TTR account. If you have multiple super accounts you may be paying more fees than you need to.

To help you get started we’ll send you some pre-completed forms when you open your account.

Alternatively you can do it yourself with the easy-to-use Round up your super form or call us and we’ll help you.

Smart Choice Transition to Retirement (TTR) provides you with a choice of two investment categories:

"We Select"

• An investment solution that is appropriate for your age, it automatically adjusts your investment exposure (to become more conservative) as you move towards and into retirement. 
• Additionally, an active asset allocation process may be utilised to increase or decrease your exposure to relevant asset classes within permitted ranges. This process is designed to optimise your investment performance by adjusting allocations to markets/asset classes which we believe will perform strongly or poorly in the future. 
• The exposure to a broad range of asset classes is designed to diversify investment risk.
• You can also hold a portion of your account balance in ANZ Smart Choice - Cash.

Where you don’t make a choice, your money will be automatically invested into the appropriate “We Select” investment option based on the decade in which you were born.

Find out more about "We Select".

Or

"Self Select"

• A range of carefully selected investment options from which you can choose your own investment mix.

Find out more about "Self Select".

You can change your investment option at any time by calling Customer Services on 13 12 87.

Once you open an account you will automatically receive Death Insurance cover (subject to eligibility), unless you opt out. You can also double your cover when you open your account or at any time by contacting us. Your cover will commence when your account has received an initial contribution.

By tax effectively packaging your insurance within ANZ Smart Choice TTR, your insurance premiums will be paid from your TTR account rather than from your after tax income.

• Cover amounts and premium rates

The fees you pay are low and simple to understand – nothing hidden, no exit fees and no commissions to financial advisers.

• Administration Fee: $50 per annum
• Investment Management Fee: 0.50% per annum, on the balance.

Note: The Investment Management Fee for ANZ Smart Choice Cash is nil.

• ANZ Smart Choice Super and Pension Product Disclosure Statement (PDS) (PDF 260kB)
• ANZ Smart Choice Super and Pension Additional Information Guide (PDF 236kB)
• ANZ Financial Services Guide (PDF 512kB)
• Electronic Access Terms and Conditions (PDF 112kB)
  
  
• Investment option summaries