ANZ Home Insurance - Insurance

ANZ Home Insurance

More cover than you might expect

As many as four out of five people¹ who have buildings insurance, don't have enough cover to rebuild their home. And, many people don't realise they are underinsured, until it's too late. ANZ Home Insurance provides you with peace of mind in knowing that if your home is destroyed², your rebuilding costs will be covered.

We will ensure the insurance cover for your home is for the right amount. And, if prices go up and it costs more than we thought to replace your home, we cover all building costs^2.

What's covered?
Full 'new for old' building replacement, including cover for: professional and legal fees demolition and removal of debris alternate temporary accommodation New for old contents replacement regardless of age Accidental damage and loss for your contents in and outside the home (Australia and New Zealand wide) Accidental glass breakage and impact damage Electrical motor burnout and power surge Theft of cash and belongings for you and your visitors Natural events (except flood) Choice of excess to suit your needs Pay by the month at no extra cost Earn Bonus Reward Points by paying with your ANZ Frequent Flyer Visa or ANZ Rewards Visa card 24 hour, 7 days insurance claims assistance service.

What's covered?

Full 'new for old' building replacement, including cover for:
- professional and legal fees
- demolition and removal of debris
- alternate temporary accommodation
New for old contents replacement regardless of age
Accidental damage and loss for your contents in and outside the home (Australia and New Zealand wide)
Accidental glass breakage and impact damage
Electrical motor burnout and power surge
Theft of cash and belongings for you and your visitors
Natural events (except flood)
Choice of excess to suit your needs
Pay by the month at no extra cost
Earn Bonus Reward Points by paying with your ANZ Frequent Flyer Visa or ANZ Rewards Visa card
24 hour, 7 days insurance claims assistance service.

Be happy about being over 50
Once you hit the magic age, you're eligible for a fantastic suite of extras with both our buildings and contents insurance cover at no extra cost. In fact, if you're 50 when you take out your home insurance or renew it, you'll not only enjoy these special bonuses, you'll pay 10% less. Unique benefits: fracture to limbs at home travel cancellation (with buildings cover only). Increased benefit limit on: funeral expenses modifications to your buildings (with buildings cover only) veterinary expenses (with contents cover only)

Be happy about being over 50

Once you hit the magic age, you're eligible for a fantastic suite of extras with both our buildings and contents insurance cover at no extra cost. In fact, if you're 50 when you take out your home insurance or renew it, you'll not only enjoy these special bonuses, you'll pay 10% less.

Unique benefits:

fracture to limbs at home
travel cancellation (with buildings cover only).

Increased benefit limit on:

funeral expenses
modifications to your buildings (with buildings cover only)
veterinary expenses (with contents cover only)

Be rewarded every six months
Be rewarded every six months When you take out or renew two or more eligible³ ANZ Insurance policies we will reward you every six months with cash rebates (buildings and contents count as two policies). Depending on how long you stay with us, you could get back up to 15% of your annual premium. If you'd like to know more about how the rebates work, talk to staff at any ANZ branch or call ANZ Insurance on 13 16 14.

Be rewarded every six months

When you take out or renew two or more eligible³ ANZ Insurance policies we will reward you every six months with cash rebates (buildings and contents count as two policies). Depending on how long you stay with us, you could get back up to 15% of your annual premium.
If you'd like to know more about how the rebates work, talk to staff at any ANZ branch or call ANZ Insurance on 13 16 14.

Talk to us today

Owner/occupiers insurance obtain a quote or lodge an application

Renters insurance obtain a quote or lodge an application

Talk to staff at any ANZ branch

Call ANZ Insurance on 13 16 14 weekdays from 8am to 8pm (Sydney time)

Click for one of our consultants to call you - its free! Click for a call

We wish we could keep you safe no matter what. Please check out our ANZ Home Insurance Product Disclosure Statement (PDF 844kB) for full details of what we can cover you for and what we can't.

¹ ASIC, Report 54, Getting home insurance right - A report on home building underinsurance, September 2005
² If destroyed by an insurable event
³ Eligible policies are ANZ Home Insurance - buildings cover, ANZ Home Insurance - contents cover, ANZ Landlord Insurance and ANZ Car Insurance. Cash rebates only apply to eligible products issued by ING General Insurance Pty Limited and QBE Insurance (Australia) Limited. Rebate periods are the six month period starting on 1 October and 1 April each year.

ANZ Home Insurance is co-issued by ING General Insurance Pty Limited (ABN 56 072 892 365, AFSL 288160) (ING GI) and QBE Insurance (Australia) Limited (ABN 78 003 191 035, AFSL 239545) (QBE). ING GI is a wholly owned subsidiary of ING Australia Limited ABN 60 000 000 779 (INGA). INGA is 49% owned by Australia and New Zealand Banking Group Limited ABN 11 005 357 522 AFSL 234527 (ANZ) and 51% by ING Group. ANZ, INGA and their related companies, including ING Bank (Australia) Limited ABN 24 000 893 292 other than ING GI, do not accept any liability in respect of this insurance and do not guarantee the payment of any claim or benefit. ANZ receives commission of 20 per cent of the net premium within 3 months from the co-issuers but is not acting as your agent. The information provided is general in nature only and does not take into account your personal needs and financial circumstances and you should consider whether this ANZ Home Insurance is appropriate for you by reading the Product Disclosure Statement before acquiring or continuing to hold ANZ Home Insurance, which is available by visiting any ANZ branch, calling 13 16 14 or visiting www.anz.com.

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