Find answers to common landlord insurance questions. Read our FAQs on what may be covered, rental income protection, holiday rentals and more.
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Help protect your rental property with ANZ Landlord Insurance to cover theft, vandalism, fire damage and more.
Includes cover for:
ANZ Landlord Insurance Product Disclosure Statement – issued by CGU Insurance (PDF)
ANZ home, landlord and car insurance is proudly underwritten by CGU, part of Insurance Australia Group (IAG), Australia's largest insurer protecting half a million homes and over one million motor vehicles today.
If your rental property is unliveable after an incident that has been agreed to be covered, you will have cover for up to 52 weeks of lost rent.disclaimer
Cover for loss or damage to your rental property and contents caused by flood, bushfires, storm and other natural disasters.disclaimer
Included cover for damage and stolen items from theft and vandalism, including stolen keys.disclaimer
You can also choose to pay fortnightly, monthly or annually at no extra cost.
ANZ Landlord Insurance covers the cost of repairing or rebuilding your rental property building and replacing your contents following an insured event up to the insured amount. This includes natural disasters, such as a bushfire, flood, earthquake or storm, as well as theft, vandalism and more.
Building & Contents | Building only | Contents only | |
Loss of rentdisclaimer | |||
Cover for flood, bushfire and other natural disastersdisclaimer | |||
Theft and damage by occupantdisclaimer | |||
Cover for accidental glass breakage | |||
Cover for electrical motor burnoutdisclaimer | |||
Cover for liabilitydisclaimer |
Building & Contents | Building only | Contents only | |
Rent defaultdisclaimer |
Refer to these important documents for full details including limits, conditions and exclusions and to decide if this product is right for you.
From 3 July 2023, ANZ have partnered with CGU to offer home, landlord and car insurance and no longer offer insurance products issued by QBE to new customers. This product information on this page does not apply to your policy if it was issued by QBE. If you purchased an ANZ home, landlord or car insurance policy prior to 3 July 2023 or renewed prior to 7 August 2023 you can still make a claim or view more information and policy documents for these products.
We'll need to ask you questions about when your property was built and what materials it's constructed from. Having this information handy will speed up the process.
Tailor your policy to suit your needs by adding any optional benefits you require. You will need to check that the sums insured are enough to help rebuild your property or replace your contents. A calculator is available from the Insurance Council of Australia to help you determine your sums insured.disclaimerYou can choose to pay fortnightly, monthly or annually at no extra cost.
Once you are ready to complete a quote, call our customer service team on 13 16 14, available Monday to Friday, 8am to 8pm (Sydney/Melbourne time) or visit your nearest ANZ branch. ANZ customers with internet banking can also request a quote through Internet Banking.
Existing ANZ Internet Banking customers can get a quote by logging in to your Internet Banking and navigating to the 'Products and Offers' tab from your top menu. Click on the Insurance tab on the left-hand side and click on the Landlord Insurance product to get a quote. If you are an ANZ customer and not already registered with Internet Banking, click here to check your eligibility and register for Internet Banking.
Get a quote by visiting a branch. Book an appointment at your local branch or see a map of our branch locations. Or call our customer service team on 13 16 14, available Monday to Friday, 8am to 8pm (Sydney/Melbourne time).
ANZ Home Insurance with contents cover for renters:
ANZ Home Insurance has a range of cover available for your property:
ANZ Car Insurance has a range of cover available for you:
Find answers to common landlord insurance questions. Read our FAQs on what may be covered, rental income protection, holiday rentals and more.
Learn how premiums are calculated, what of your home and contents can be covered while you're travelling, and more.
Natural disasters like bushfires, floods, cyclones and hailstorms are inevitable. See our top tips on getting your home covered from disaster.
Get a quote or apply by visiting your nearest ANZ branch
Make sure to have your policy number handy.
To make a claim call 13 16 14 or visit our claims page for more information.
This information was published on 3 July 2023 and is subject to change.
For new policies commencing from 3 July 2023 (inclusive) or policies migrated from QBE Insurance (Australia) Limited from 7 August 2023 (inclusive), ANZ Landlord Insurance is issued by Insurance Australia Limited (ABN 11 000 016 722, AFSL 227681) trading as CGU Insurance and distributed by ANZ under its own license. ANZ recommends that you read the ANZ Financial Services Guide (PDF), ANZ Landlord Insurance Target Market Determination (PDF), ANZ Landlord Insurance Premium, Excess and Discounts Guide (PDF) and ANZ Landlord Insurance Product Disclosure Statement (PDF) (available online or by calling 13 16 14) before deciding whether to acquire, or to continue to hold, this product.
For new policies commencing from 3 July 2023 (inclusive) or policies migrated from QBE Insurance (Australia) Limited from 7 August 2023 (inclusive), ANZ Home Insurance is issued by Insurance Australia Limited (ABN 11 000 016 722, AFSL 227681) trading as CGU Insurance and distributed by ANZ under its own license. ANZ recommends that you read the ANZ Financial Services Guide (PDF), ANZ Home Building Key Facts Sheet (PDF), ANZ Home Contents Key Facts Sheet (PDF), ANZ Home Insurance Target Market Determination (PDF), ANZ Home Insurance Premium, Excess and Discounts Guide (PDF) and the ANZ Home Insurance Product Disclosure Statement (PDF) (available online or by calling 13 16 14), before deciding whether to acquire, or to continue to hold, this product.
For new policies commencing from 3 July 2023 (inclusive) or policies migrated from QBE Insurance (Australia) Limited from 7 August 2023 (inclusive), ANZ Car Insurance is issued by Insurance Australia Limited (ABN 11 000 016 722, AFSL 227681) trading as CGU Insurance and distributed by ANZ under its own license. ANZ recommends that you read the ANZ Financial Services Guide (PDF), ANZ Car Insurance Target Market Determination (PDF), ANZ Car Insurance Premium, Excess and Discounts Guide (PDF) and ANZ Car Insurance Product Disclosure Statement (PDF) (available online or by calling 13 16 14) before deciding whether to acquire, or to continue to hold, this product.
For policies commenced before 3 July 2023 or policies renewed before 7 August 2023, ANZ Landlord Insurance is issued by QBE Insurance (Australia) Limited (ABN 78 003 191 035, AFSL 239 545). ANZ recommends that you read the ANZ Financial Services Guide (PDF), ANZ Landlord Insurance Target Market Determination (PDF) and ANZ Landlord Insurance Product Disclosure Statement (PDF) (available online or by calling 13 16 14) before deciding whether to acquire, or to continue to hold, this product.
For policies commenced before 3 July 2023 or policies renewed before 7 August 2023, ANZ Home Insurance is issued by QBE Insurance (Australia) Limited (ABN 78 003 191 035, AFSL 239 545). ANZ recommends that you read the ANZ Financial Services Guide (PDF), ANZ Home Building Key Facts Sheet (PDF), ANZ Home Contents Key Facts Sheet (PDF), ANZ Home Insurance Target Market Determination (PDF) and the ANZ Home Insurance Product Disclosure Statement (PDF) (available online or by calling 13 16 14), before deciding whether to acquire, or to continue to hold, this product.
For policies commenced before 3 July 2023 or policies renewed before 7 August 2023, ANZ Car Insurance is issued by QBE Insurance (Australia) Limited (ABN 78 003 191 035, AFSL 239 545). ANZ recommends that you read the ANZ Financial Services Guide (PDF), ANZ Car Insurance Target Market Determination (PDF) and ANZ Car Insurance Product Disclosure Statement (PDF) (available online or by calling 13 16 14) before deciding whether to acquire, or to continue to hold, this product.
Although Australia and New Zealand Banking Group Limited (ANZ) (ABN 11 005 357 522 AFSL 234527) distributes these products, ANZ does not guarantee or stand behind the issuers or their products.
This information is of a general nature and has been prepared without taking account of your personal objectives, financial situation or needs. Before acting on the information, you should consider whether the information is appropriate for you having regard to your objectives, financial situation and needs.
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If your building or contents are covered and your rental property is unliveable after an incident CGU have agreed to cover, CGU pay up to 52 weeks of lost rent. CGU will cover either the weekly rent listed on your certificate of insurance, or the weekly rent in your rental agreement, whichever is less. A valid rental agreement is required.
ReturnCGU don't cover actions of the sea, like sea waves, high tides and king tides. Refer to the ANZ Landlord Insurance Product Disclosure Statement (PDF) for a full list of conditions, embargoes, limits and exclusions that apply.
ReturnFor 'Theft by Tenant' and 'Damage by Occupant' claims CGU will deduct from your claim four times the weekly rent amount shown on your rental agreement, in addition to the standard excess. A valid rental agreement is required.
ReturnCGU can cover electrical motors for up to 15 years after they were made, provided they are not covered by a warranty or used for a business, trade or profession.
ReturnCGU cover your legal liability for death or bodily injury to someone else or loss or damage to someone else's property.
ReturnWith rent default you only have this optional benefit under your policy if you have specifically chosen and paid an additional premium for it and it is shown on your certificate of insurance as added to the policy.
ReturnThese calculators are an approximate guide only and you still need to check that the sum insured is appropriate for you.
ReturnCGU will deduct from your claim four times the weekly rental amount in addition to any excess that applies. A valid rental agreement is required. This cover is not available if a previous claim for rent default, theft or damage by tenant has been paid under the same tenancy. Police report number required.
Return